Home Improvement Grants in Rutherford.

Browse cataloged grants, rebates, loans, and other assistance records for Rutherford, NJ. Verify each program's current rules, service area, and status.

The Rutherford, NJ directory shows 26 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 4 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 per home

New Jersey Weatherization Assistance Program (WAP)

Provides free weatherization services including insulation, air sealing, heating system repairs, and health and safety i...

Weatherization
Up to $25,000 loan

NJHMFA Home Improvement Program

Low-interest home improvement loans for New Jersey homeowners to make necessary repairs and improvements. Loans feature ...

Home Repair
Free lead abatement services

New Jersey Lead Hazard Control Assistance Program

Provides free lead-based paint hazard inspection, risk assessment, and abatement services for eligible homes built befor...

Home Repair
Up to $40,000 forgivable loan

Bergen County HOME Owner-Occupied Rehabilitation

Bergen County provides HOME funds for major rehabilitation of owner-occupied homes for low- and moderate-income househol...

Home Repair
Rebates up to $10,000

PSEG Home Energy Savings Program

PSE&G customers can receive rebates and incentives for comprehensive home energy efficiency improvements including insul...

Weatherization
Up to $7,000 rebate

PSEG Heat Pump Rebate Program

Rebates for installation of high-efficiency air source or ground source heat pumps to replace electric resistance heatin...

Weatherization
Ongoing solar credits

New Jersey Solar Renewable Energy Credits (SRECs)

Homeowners who install solar panels can earn Solar Renewable Energy Certificates for every megawatt-hour of solar electr...

Solar/Renewable
7% sales tax exemption

New Jersey Solar Sales Tax Exemption

New Jersey exempts solar energy systems from state sales tax, reducing the upfront cost of solar installation by 6.625%....

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very-low-interest loans up to $27,500 and grants up to $10,000 for seniors age 62+ to repair, improve, or modernize home...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Eligi...

Veterans
Varies by tax increase

New Jersey Senior Freeze Property Tax Reimbursement

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Income...

Property Tax Relief
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

ANCHOR provides property tax relief to New Jersey homeowners and tenants. Homeowners with income up to $150,000 for seni...

Property Tax Relief
Up to $750 rebate

PSEG Energy Efficient Water Heater Rebate

Rebates for PSE&G gas customers who install high-efficiency natural gas water heaters or tankless water heaters. Rebate ...

Energy
Free comprehensive weatherization

New Jersey Comfort Partners (Low-Income Weatherization)

Provides free comprehensive home energy improvements for low-income households including insulation, air sealing, heatin...

Weatherization
Up to $2,000 assistance

New Jersey LIHEAP (Home Energy Assistance)

Low-Income Home Energy Assistance Program helps eligible households pay heating bills during winter months. Also provide...

Energy
Credit up to $1,500

New Jersey Homestead Property Tax Credit

Property tax deduction or credit for New Jersey homeowners. Seniors and disabled persons age 65+ or receiving Social Sec...

Property Tax Relief
Full property tax exemption

New Jersey Disabled Veterans Property Tax Exemption

100% property tax exemption for honorably discharged veterans who are totally and permanently disabled due to wartime se...

Veterans
$250 tax deduction

New Jersey Veterans Property Tax Deduction

$250 annual property tax deduction for honorably discharged veterans of any war period who are New Jersey residents. Sur...

Veterans
Up to $2,500 matching grant

Rutherford Historic Preservation Commission Grant

Matching grants up to $2,500 for exterior restoration and preservation of historic properties in Rutherford's historic d...

Historic
Low-interest loan up to $10,000

Rutherford Sewer Lateral Loan Program

Low-interest loan program to help Rutherford property owners repair or replace failing private sewer lateral lines. Repa...

Home Repair
Up to $15,000 grant

Bergen County ADA Home Modification Grant

Grants for Bergen County residents with disabilities to make ADA-compliant accessibility modifications to their homes. C...

Seniors & Disability

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Local help in Rutherford, NJ

Organizations that help Rutherford homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Rutherford, NJ?

The directory includes 23 possible-program records associated with Rutherford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Rutherford classified?

Our classifier labels 17 records as grants, 1 as forgivable loans, and 4 as rebates in Rutherford. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Rutherford?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.