Home Improvement Grants in Ridgewood.

Browse cataloged grants, rebates, loans, and other assistance records for Ridgewood, NJ. Verify each program's current rules, service area, and status.

The Ridgewood, NJ directory shows 26 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 14 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates7Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (25 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federal and state-funded program providing free weatherization services to income-eligible households. Services include ...

Weatherization
Up to $750 rebate

NJ Clean Energy Heat Pump Water Heater Rebate

Rebate for homeowners who install ENERGY STAR certified heat pump water heaters. Incentive amount varies by tank size an...

Energy
Up to $8,000 in rebates and incentives

NJ Clean Energy Home Performance with ENERGY STAR

Comprehensive whole-home energy efficiency program providing rebates for air sealing, insulation, HVAC, and other improv...

Weatherization
Up to $1,500 rebate

PSE&G High Efficiency HVAC Rebate

Rebates for PSE&G customers who install high-efficiency central air conditioners, heat pumps, or furnaces. Equipment mus...

Energy
Performance-based solar incentive

NJ Successor Solar Incentive (SuSI)

New Jersey's solar incentive program providing payments for energy generated by qualifying rooftop solar systems. Incent...

Solar/Renewable
Up to $20,000 per unit

New Jersey Lead Hazard Control Assistance Program

HUD-funded program providing grants to abate lead-based paint hazards in pre-1978 homes with income-eligible families an...

Home Repair
Annual tax credit up to $10,000

New Jersey Historic Preservation Property Tax Credit

Property tax credit for owners of income-producing historic properties who complete certified rehabilitation projects. C...

Historic
Deferred loan up to $10,000

Bergen County Senior Citizens Home Improvement Program

Zero-interest deferred loan for Bergen County senior homeowners (62+) to make essential home repairs. Loan is deferred w...

Seniors & Disability
Up to $50,000 loan

NJ Housing and Mortgage Finance Agency Rehab Loan

Low-interest home improvement loan for New Jersey homeowners to finance major repairs and renovations. Loan term up to 2...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas to remove health and safety hazards...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a home for independent living. Availabl...

Veterans
Up to $1,500 property tax credit

NJ ANCHOR Property Tax Relief Program

New Jersey's Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief ...

Property Tax Relief
Varies by property tax increase

NJ Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Applic...

Property Tax Relief
Up to $5,000 grant

Bergen County Accessibility Modification Grant

Grant program for Bergen County residents with disabilities to modify their homes for improved accessibility. Covers ram...

Seniors & Disability
$100 rebate

PSE&G Smart Thermostat Rebate

Rebate for PSE&G customers who purchase and install qualifying smart thermostats. Devices must be Wi-Fi enabled and ENER...

Energy
Up to $500 rebate

NJ Clean Energy EV Charger Rebate

Rebate for residential installation of Level 2 electric vehicle charging stations. Covers equipment purchase and install...

Energy
Up to $4,000 rebate

NJ Clean Energy Insulation Rebate

Rebates for adding insulation and air sealing to improve home energy efficiency. Must be installed through Home Performa...

Weatherization
Free energy upgrades

NJ Comfort Partners (Low-Income Energy Efficiency)

Free comprehensive energy efficiency upgrades for income-eligible households including insulation, air sealing, efficien...

Weatherization
Up to $10,000 reimbursement

Ridgewood Sewer Lateral Replacement Program

Reimbursement program for Ridgewood homeowners replacing damaged private sewer lateral lines from home to main sewer. Vi...

Home Repair
Up to $75 per appliance

PSE&G Appliance Recycling & Rebate

Rebate for PSE&G customers who recycle old working refrigerators, freezers, and room air conditioners. Includes free pic...

Energy
20-50% utility bill savings

NJ Community Solar for Low-Income Households

Enables low- and moderate-income households to subscribe to community solar projects without installing rooftop panels. ...

Solar/Renewable

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Local help in Ridgewood, NJ

Organizations that help Ridgewood homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Ridgewood, NJ?

The directory includes 25 possible-program records associated with Ridgewood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Ridgewood classified?

Our classifier labels 16 records as grants, 1 as forgivable loans, and 7 as rebates in Ridgewood. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Ridgewood?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.