Home Improvement Grants in Phillipsburg.

Browse cataloged grants, rebates, loans, and other assistance records for Phillipsburg, NJ. Verify each program's current rules, service area, and status.

The Phillipsburg, NJ directory shows 26 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants19Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (25 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to income-qualified households in New Jersey. Services i...

Weatherization
Loans up to $25,000

NJHMFA Home Improvement Loan Program

Low-interest home improvement loans for New Jersey homeowners to finance necessary repairs and improvements. Loans featu...

Home Repair
Free lead hazard removal

NJ Lead Hazard Control Assistance Program

State-funded program providing free lead-based paint hazard identification and remediation for income-qualified househol...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing low-interest loans and grants to very-low-income homeowners in rural areas to repair, improve,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with specific service-connected disabilities to adapt a home to meet accessibility needs. For vetera...

Veterans
Up to $2,500 rebate

Jersey Central Power & Light Heat Pump Rebate

Rebates for JCP&L residential customers who install qualifying air-source or ground-source heat pumps. Incentives range ...

Energy
Up to $2,000 in rebates

NJ Clean Energy HVAC Rebates

Rebates for New Jersey homeowners who install high-efficiency heating and cooling equipment, including central air condi...

Energy
Varies by system size

NJ Solar Renewable Energy Certificate Program

New Jersey homeowners who install solar panels can earn Solar Renewable Energy Certificates (SRECs) for every megawatt-h...

Solar/Renewable
Up to $4,000 in rebates

JCP&L Home Performance with ENERGY STAR

Comprehensive home energy audit and rebates for approved improvements including insulation, air sealing, and duct sealin...

Weatherization
Up to $500 rebate

New Jersey Water Heater Rebate

Rebates for New Jersey homeowners who install ENERGY STAR certified electric or natural gas water heaters. Includes heat...

Energy
Up to $5,000 grant

Warren County Senior Citizen Home Repair

Grant program for low-income senior homeowners age 62 and older in Warren County to make critical home repairs. Covers e...

Seniors & Disability
Up to $3,000 grant

Phillipsburg Sewer Lateral Repair Assistance

Financial assistance for Phillipsburg homeowners to repair or replace failing private sewer laterals from the home to th...

Home Repair
Up to $15,000 grant

Phillipsburg ADA Home Modification Program

CDBG-funded grants for low-income Phillipsburg homeowners with disabilities to make accessibility modifications. Covers ...

Seniors & Disability
Up to $7,500 grant

Phillipsburg Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners in Phillipsburg facing immediate health and safety hazards. Cover...

Emergency
Forgivable loan up to $30,000

Phillipsburg Owner-Occupied Rehabilitation Loan

Forgivable loan program for low-income Phillipsburg homeowners to make major repairs and improvements to owner-occupied ...

Home Repair
Property tax exemption on improvements

New Jersey Historic Preservation Property Tax Relief

Property tax exemption for owners of historic properties in New Jersey who make qualified rehabilitation improvements. A...

Historic
Up to $2,000 heating assistance

New Jersey LIHEAP Energy Assistance

Federal Low Income Home Energy Assistance Program providing heating bill assistance to income-qualified New Jersey house...

Energy
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Applic...

Property Tax Relief
Up to $1,500 benefit

New Jersey ANCHOR Property Tax Relief

Affordable New Jersey Communities for Homeowners and Renters program providing direct property tax relief. Homeowners ca...

Property Tax Relief
Free energy efficiency upgrades

New Jersey Comfort Partners

Free home energy efficiency improvements for income-qualified households served by NJ natural gas and electric utilities...

Weatherization
Up to $35,000 per unit

Warren County HOME Investment Partnerships

Federal HOME funds administered by Warren County for affordable housing activities including homebuyer assistance, owner...

Home Repair

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Local help in Phillipsburg, NJ

Organizations that help Phillipsburg homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Phillipsburg, NJ?

The directory includes 25 possible-program records associated with Phillipsburg, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Phillipsburg classified?

Our classifier labels 19 records as grants, 1 as forgivable loans, and 4 as rebates in Phillipsburg. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Phillipsburg?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.