Home Improvement Grants in Madison.

Browse cataloged grants, rebates, loans, and other assistance records for Madison, NJ. Verify each program's current rules, service area, and status.

The Madison, NJ directory shows 29 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 3 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants19Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 29 resources (25 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

New Jersey Weatherization Assistance Program (WAP)

Federally-funded weatherization program providing free energy efficiency upgrades to income-qualified households. Servic...

Weatherization
Up to $10,000 grant

NJHMFA HomeKeeper Program

Provides grants to low- and moderate-income homeowners for essential home repairs including roofing, heating systems, pl...

Home Repair
Up to $20,000 forgivable loan

Morris County CDBG Owner-Occupied Rehabilitation

Community Development Block Grant program providing forgivable loans for major home repairs to low-income homeowners in ...

Home Repair
Free lead hazard removal

New Jersey Lead Hazard Control Assistance Program

HUD-funded program providing free lead hazard evaluation and remediation for homes built before 1978 with children under...

Home Repair
Up to $5,000 rebate

NJ Clean Energy Heat Pump & HVAC Rebate

Rebates for qualifying air-source and ground-source heat pumps, central air conditioning, and ductless mini-split system...

Energy
Up to $10,000 in rebates

NJ Home Performance with ENERGY STAR

Comprehensive whole-home energy efficiency program with rebates for insulation, air sealing, duct sealing, water heaters...

Weatherization
Up to $2,000 in rebates

JCP&L Home Energy Savings

JCP&L electric customers can receive rebates on ENERGY STAR appliances, heat pump water heaters, smart thermostats, and ...

Energy
Ongoing solar credits

NJ Solar Renewable Energy Certificate (SREC) Program

Solar panel owners earn Transition Renewable Energy Certificates (TRECs) for electricity generated, providing ongoing in...

Solar/Renewable
Guaranteed 15% electric bill savings

NJ Community Solar for Low-to-Moderate Income

Low- and moderate-income households can subscribe to community solar projects without installing panels. Subscribers rec...

Solar/Renewable
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Must b...

Property Tax Relief
Up to $1,500 rebate

NJ ANCHOR Property Tax Relief

Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to homeowners and ren...

Property Tax Relief
Up to $25,000 low-interest loan

Morris County Septic System Improvement Loan

Low-interest loan program for repair or replacement of failed septic systems in Morris County. Loans available at below-...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans up to $40,000 and grants up to $10,000 for very-low-income homeowners to repair, improve, o...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...

Veterans
Up to $50,000 matching grant

New Jersey Historic Preservation Fund Grants

Matching grants for preservation, restoration, and rehabilitation of historic properties listed on the National or State...

Historic
Up to $15,000 grant

Morris County ADA Home Modification Program

Provides grants to Morris County residents with disabilities for home accessibility modifications including wheelchair r...

Seniors & Disability
Up to $2,000 heating assistance

New Jersey LIHEAP (Energy Assistance)

Low-Income Home Energy Assistance Program provides financial assistance to help pay heating costs for income-qualified h...

Energy
Up to $1,800 annual credit

NJ Universal Service Fund (Utility Assistance)

Provides monthly electric and gas bill credits to income-qualified New Jersey residents. Credit amounts vary by income l...

Energy
Reduced monthly gas bills

NJ Comfort Partners (Utility Payment Assistance)

Provides affordable monthly natural gas payment plans for income-qualified customers. Includes budget billing, arrearage...

Energy
$250 annual property tax deduction

Madison Senior Citizen Property Tax Deduction

Annual $250 property tax deduction for Madison residents age 65 or older as of December 31 of the tax year. Must be owne...

Property Tax Relief
Full property tax exemption

New Jersey Disabled Veteran Property Tax Exemption

100% property tax exemption for qualifying disabled veterans rated 100% permanently disabled by the VA. Also available t...

Property Tax Relief
Varies by property value

FHA 203(k) Rehabilitation Mortgage

FHA-insured mortgage that includes funds for home purchase and rehabilitation in a single loan. Allows buyers to finance...

Home Repair
Up to $35,000 forgivable loan

Morris County HOME Investment Partnerships Program

HUD HOME-funded program providing forgivable loans for major home repairs to low-income homeowners. Loan forgiven after ...

Home Repair
Up to $15,000 matching grant

NJ Community Forestry Stewardship Incentive Program

Matching grants for tree planting and stewardship activities on private property. Supports urban and community forestry ...

Home Repair

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Local help in Madison, NJ

Organizations that help Madison homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Madison, NJ?

The directory includes 25 possible-program records associated with Madison, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Madison classified?

Our classifier labels 19 records as grants, 2 as forgivable loans, and 3 as rebates in Madison. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Madison?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.