Home Improvement Grants in Passaic.

Browse cataloged grants, rebates, loans, and other assistance records for Passaic, NJ. Verify each program's current rules, service area, and status.

The Passaic, NJ directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants18Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

New Jersey Weatherization Assistance Program (WAP)

Provides free weatherization services to low-income households in Passaic County. Services include insulation, air seali...

Weatherization
Forgivable loan up to $35,000

City of Passaic Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for owner-occupants in Passaic with income at or below 80% AMI. Covers major home re...

Home Repair
Up to $10,000 grant

City of Passaic Emergency Home Repair Grant

Emergency grant for urgent health and safety repairs in owner-occupied homes in Passaic. Priority given to seniors and p...

Emergency
Loans up to $35,000

NJHMFA Home Improvement Loan Program

Low-interest home improvement loans for income-eligible New Jersey homeowners. Funds can be used for repairs, improvemen...

Home Repair
Free lead abatement

New Jersey Lead Hazard Control Assistance Program

Free lead-based paint hazard reduction services for pre-1978 homes in New Jersey with children under 6 years old. Priori...

Home Repair
Rebates up to $3,000

PSEG Home Energy Efficiency Rebate Program

Rebates for PSEG electric and gas customers who install energy-efficient equipment including furnaces, water heaters, in...

Energy
Up to $5,000 rebate

PSEG Heat Pump Incentive Program

Enhanced rebates for PSEG customers who install electric heat pumps for heating and cooling. Incentives cover both air-s...

Energy
Ongoing solar credits

New Jersey Solar Renewable Energy Certificate Program

Solar homeowners in New Jersey earn tradable Solar Renewable Energy Certificates (SRECs) for every megawatt-hour of sola...

Solar/Renewable
7% sales tax exemption

New Jersey Solar Sales Tax Exemption

New Jersey exempts solar energy systems from the state's 6.625% sales tax, reducing upfront installation costs. Applies ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize th...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their dis...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home for independent living. Covers bathroom ...

Veterans
Up to $15,000 grant

City of Passaic ADA Accessibility Modification Program

Grant program for Passaic residents with disabilities to make ADA-compliant modifications to owner-occupied homes. Cover...

Seniors & Disability
Up to $7,500 grant

Passaic Senior Home Repair Program

Grant program for senior homeowners (62+) in Passaic to address minor but critical home repairs. Priority for low-income...

Seniors & Disability
50% cost share

Passaic Water Service Line Replacement Program

Cost-share program for Passaic homeowners to replace aging water service lines from the main to the home. City covers 50...

Home Repair
Up to $25,000 grant

Passaic County HOME Investment Partnerships Program

HUD HOME funds administered by Passaic County for owner-occupied home rehabilitation. Provides grants to low-income home...

Home Repair
Grants up to $25,000

New Jersey Historic Preservation Office Grant Program

Matching grants for restoration and preservation of historic properties listed on state or national registers. Funds can...

Historic
Up to $10,000 per household

New Jersey Safe at Home Program

Emergency home repair grants for families involved with child welfare system to address housing conditions that threaten...

Emergency
Free energy efficiency upgrades

PSEG Comfort Partners Program

Comprehensive no-cost energy efficiency services for income-qualified PSEG customers. Includes free weatherization, insu...

Weatherization
Rebates up to $1,000

NJ Clean Energy HVAC Equipment Rebate

Rebates for New Jersey homeowners who install high-efficiency heating and cooling equipment. Covers central air conditio...

Energy
Up to $150,000 grant

New Jersey Homeowner Reconstruction Program

CDBG-DR program providing grants to New Jersey homeowners affected by federally-declared disasters. Funds cover home rec...

Disaster

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Local help in Passaic, NJ

Organizations that help Passaic homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Passaic, NJ?

The directory includes 23 possible-program records associated with Passaic, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Passaic classified?

Our classifier labels 18 records as grants, 1 as forgivable loans, and 3 as rebates in Passaic. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Passaic?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.