Home Improvement Grants in Oakland.
Browse cataloged grants, rebates, loans, and other assistance records for Oakland, NJ. Verify each program's current rules, service area, and status.
The Oakland, NJ directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $250,000, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 13 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 6 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
New Jersey Weatherization Assistance Program (WAP)
Provides comprehensive weatherization services to income-eligible households in New Jersey, including insulation, air se...
New Jersey Lead Hazard Control Assistance Program
Provides free lead hazard evaluation and remediation for homes built before 1978 with children under age 6. Services inc...
NJHMFA Home Repair and Rehabilitation Program
Provides low-interest loans and forgivable loans for home repairs to income-eligible homeowners throughout New Jersey. C...
PSE&G Home Energy Audit & Rebates
PSE&G offers home energy audits for $75 and provides rebates and direct install measures for insulation, air sealing, HV...
PSE&G Heat Pump Rebate Program
Provides rebates for installation of energy-efficient air-source and ground-source heat pumps. Rebate amounts vary by sy...
PSE&G Solar Renewable Energy Program
New Jersey's Solar Renewable Energy Certificate (SREC) program and upfront incentives help offset the cost of residentia...
USDA Section 504 Home Repair Program
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Covers adaptations such as ...
Bergen County Senior Home Repair Program
Provides home repair grants to low-income seniors age 62 and older in Bergen County to address health, safety, and acces...
NJDEP Septic System Upgrade Assistance
Provides low-interest loans and grants to help homeowners repair or replace failing septic systems. Priority given to sy...
New Jersey Well Replacement Loan Program
Provides low-interest loans to repair or replace private wells and install water treatment systems. Available to homeown...
New Jersey Accessible Home Modification Tax Credit
Provides a state income tax credit for costs incurred to make a New Jersey home accessible for a person with a disabilit...
Bergen County Home Rehabilitation Program
Provides deferred-payment loans to low- and moderate-income homeowners for major home repairs and improvements. Loan is ...
PSE&G Smart Thermostat Rebate
Rebate for purchase and installation of qualifying smart or programmable thermostats. Smart thermostats can reduce heati...
NJ Disaster Recovery Homeowner Assistance
Activated following federally declared disasters to help homeowners repair or rebuild damaged homes. Covers unmet needs ...
PSE&G LED Lighting Rebate
Instant rebates on qualifying LED bulbs and fixtures at participating retailers. LEDs use up to 90% less energy than inc...
New Jersey Senior Freeze Property Tax Reimbursement
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Must m...
PSE&G Appliance Recycling & Rebate Program
Offers rebates and free pickup for recycling old, inefficient refrigerators, freezers, and window air conditioners. Remo...
National Flood Insurance Program (NFIP)
Provides flood insurance to homeowners, renters, and businesses in participating communities. Oakland participates in NF...
PSE&G Water Heater Rebate Program
Offers rebates for high-efficiency natural gas or electric water heaters, heat pump water heaters, and tankless water he...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Oakland
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