Home Improvement Grants in Kearny.

Browse cataloged grants, rebates, loans, and other assistance records for Kearny, NJ. Verify each program's current rules, service area, and status.

The Kearny, NJ directory shows 26 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $150,000, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (25 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

New Jersey Weatherization Assistance Program (WAP)

Provides no-cost energy efficiency improvements to income-qualified homes including insulation, air sealing, heating sys...

Weatherization
Up to $50,000 forgivable loan

NJHMFA Home Repair Program

Provides forgivable loans for major home repairs to low- and moderate-income homeowners statewide. Loan is forgiven afte...

Home Repair
Free lead hazard remediation

New Jersey Lead Safe Homes Program

Provides free lead hazard evaluation and remediation for homes built before 1978 where children under age 6 reside. Serv...

Home Repair
Up to $20,000 grant

Hudson County CDBG Home Rehabilitation Grant

Provides grants for owner-occupied home repairs to low- and moderate-income households in Hudson County. Covers essentia...

Home Repair
Up to $6,000 in rebates

PSEG Home Energy Efficiency Rebates

Offers rebates for energy-efficient upgrades including insulation, air sealing, HVAC equipment, and water heaters. Progr...

Energy
Up to $5,000 heat pump rebate

PSEG Heat Pump Rebate Program

Provides rebates for qualified air-source and ground-source heat pump installations. Rebates range from $500 to $5,000 d...

Energy
SREC credits + federal tax credit

New Jersey Solar Renewable Energy Program

Provides Solar Renewable Energy Credits (SRECs) for solar panel installations, which can be sold on the open market. Com...

Solar/Renewable
Up to $125 rebate

PSEG Smart Thermostat Rebate

Offers rebates for purchasing and installing qualifying smart thermostats that help reduce energy consumption. Eligible ...

Energy
Varies by property tax increase

New Jersey Senior Freeze Property Tax Reimbursement

Reimburses eligible senior and disabled homeowners for property tax increases on their principal residence. Freezes prop...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Assists veterans with certain service-connected disabilities to adapt a family member's home in which they will reside. ...

Veterans
Up to $30,000 deferred loan

Hudson County HOME Program Rehab Assistance

Provides deferred, zero-interest loans for home rehabilitation to low-income homeowners. Loan is forgiven after 15 years...

Home Repair
Up to $5,000 grant

Kearny Emergency Sewer Lateral Repair Program

Provides emergency grants for sewer lateral repairs to low-income homeowners facing imminent health and safety hazards. ...

Emergency
Up to $7,500 grant

Hudson County Senior Home Modification Program

Provides grants to seniors age 60+ for home modifications that improve safety and accessibility, allowing them to age in...

Seniors & Disability
Up to $150,000 grant

New Jersey Disaster Recovery Home Repair

Provides grants to homeowners for unmet disaster recovery needs following federally-declared disasters. Historically act...

Disaster
Up to $150,000 matching grant

New Jersey Historic Preservation Grants

Provides matching grants for the restoration and preservation of historic properties listed or eligible for the State or...

Historic
Up to $2,000 assistance

New Jersey Home Energy Assistance Program (LIHEAP)

Provides assistance with heating costs and energy bills for low-income households. Also offers services for emergency he...

Energy
Up to $1,000 in rebates

PSEG Energy Efficient Appliance Rebates

Offers rebates for purchasing Energy Star certified appliances including refrigerators, clothes washers, dryers, and wat...

Energy
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

Provides property tax relief to New Jersey homeowners and renters. Benefit amounts range from $450 to $1,500 for homeown...

Property Tax Relief
Up to $500 rebate

PSEG Tankless Water Heater Rebate

Offers rebates for installing qualifying tankless gas water heaters with an Energy Factor of 0.82 or higher. Must be ins...

Energy
Up to $10,000 grant

Kearny ADA Accessibility Improvement Grant

Provides grants for accessibility improvements to owner-occupied homes for persons with disabilities. Covers wheelchair ...

Seniors & Disability

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Local help in Kearny, NJ

Organizations that help Kearny homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Kearny, NJ?

The directory includes 25 possible-program records associated with Kearny, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Kearny classified?

Our classifier labels 17 records as grants, 2 as forgivable loans, and 5 as rebates in Kearny. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Kearny?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.