Home Improvement Grants in Garfield.
Browse cataloged grants, rebates, loans, and other assistance records for Garfield, NJ. Verify each program's current rules, service area, and status.
The Garfield, NJ directory shows 26 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
Swipe horizontally or use the arrow keys to review every column.
| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 16 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 4 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
New Jersey Weatherization Assistance Program (WAP)
Federal and state-funded weatherization program providing energy-efficiency improvements at no cost to income-eligible h...
NJ HomeKeeper Program
Interest-free home repair loans for income-qualified homeowners to address critical health and safety issues. Loans have...
New Jersey Lead Hazard Control Assistance Program
State-funded program to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 reside....
PSE&G Home Energy Efficiency Rebates
Rebates for PSE&G electric customers who install qualifying energy-efficient equipment including heat pumps, insulation,...
PSE&G Gas Heating & Water Heater Rebates
Rebates for PSE&G gas customers who install high-efficiency gas furnaces, boilers, or water heaters. Higher rebates avai...
New Jersey Solar Renewable Energy Program
State incentive program for residential solar installations, providing upfront rebates and Solar Renewable Energy Credit...
Garfield Owner-Occupied Rehabilitation Program
Forgivable loans for major home repairs for income-eligible owner-occupants in Garfield. Loan is forgiven after 5 years ...
Garfield Home Accessibility Modification Program
Grants for accessibility modifications for disabled or elderly Garfield residents. Covers wheelchair ramps, bathroom mod...
Garfield Senior Home Repair Grant
Emergency and essential repair grants for Garfield homeowners age 62 and older with limited income. Covers repairs that ...
Bergen County Septic System Repair Program
Low-interest loans for Bergen County homeowners needing septic system repairs or replacements. Available for failing sys...
USDA Section 504 Home Repair Program
Federal loans and grants for very low-income homeowners in eligible areas to repair, improve, or modernize their homes. ...
VA Specially Adapted Housing (SAH) Grant
Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. SAH gran...
New Jersey HOME Investment Partnerships Program
Federal HOME funds administered by New Jersey for comprehensive housing rehabilitation for low-income homeowners. Funds ...
NJ Comfort Partners Energy Efficiency Program
Free home energy improvements for income-qualified households including insulation, air sealing, heating system repair/r...
PSE&G Heat Pump Rebate Program
Enhanced rebates for PSE&G customers installing cold-climate heat pumps. Rebate amounts increase for higher-efficiency s...
NJ ANCHOR Property Tax Relief Program
New Jersey property tax relief program providing direct credits to homeowners and renters. Benefit amount depends on inc...
NJ Senior Freeze Property Tax Reimbursement
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Freeze...
Bergen County Weatherization Program
Free weatherization services for income-eligible Bergen County residents including attic and wall insulation, air sealin...
NJ Housing Rehabilitation Trust Fund
State-funded forgivable loans for comprehensive home rehabilitation for low- and moderate-income homeowners. Loans forgi...
NJ LIHEAP Heating Assistance
Low Income Home Energy Assistance Program provides grants to help pay heating bills for income-eligible households. Prio...
NJ Universal Service Fund (USF)
Monthly electric and/or gas bill credits for income-eligible New Jersey residents. Credits applied directly to utility b...
VA Special Housing Adaptation (SHA) Grant
Grants for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificat...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
Pick a project to screen resources and see what still needs verification.
Contractor listings in Garfield
Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.
No contractors listed yet, be the first in this market.
Request a local contractor match
Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.
Request city program-change alerts
Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.