Home Improvement Grants in Chatham.

Browse cataloged grants, rebates, loans, and other assistance records for Chatham, NJ. Verify each program's current rules, service area, and status.

The Chatham, NJ directory shows 25 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 3 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants20Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $40,000 grant

NJ HomeKeeper Program

Provides grants to low- and moderate-income homeowners for critical home repairs and rehabilitation. Funds can be used f...

Home Repair
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Free weatherization services for eligible low-income households to reduce energy costs and improve home comfort. Service...

Weatherization
Free lead hazard removal

NJ Lead Hazard Control Assistance Program

Provides free lead hazard assessment and abatement services for eligible homes built before 1978 where children under si...

Home Repair
Up to $30,000 forgivable loan

Morris County HOME and CDBG Rehabilitation Program

Provides forgivable loans for essential home repairs and rehabilitation to income-eligible owner-occupied households in ...

Home Repair
Up to $15,000 grant

Morris County Accessibility Modification Program

Provides grants for accessibility modifications to homes of persons with disabilities in Morris County. Eligible improve...

Seniors & Disability
Up to $5,000 reimbursement

Chatham Borough Sewer Lateral Assistance Program

Provides partial reimbursement for private sewer lateral repairs or replacements for Chatham Borough residents. Homeowne...

Home Repair
Up to $7,500 matching grant

Chatham Historic Preservation Commission Grant

Provides matching grants for exterior restoration work on contributing properties within Chatham's Historic District. El...

Historic
Up to $5,000 in rebates

Jersey Central Power & Light HVAC Rebate Program

Offers rebates for energy-efficient heating and cooling equipment installations for JCP&L customers. Rebates available f...

Energy
Up to $2,500 in rebates

New Jersey Natural Gas HVAC and Water Heater Rebates

Provides rebates for high-efficiency natural gas equipment for NJNG customers, including furnaces, boilers, water heater...

Energy
Ongoing revenue per MWh generated

NJ Solar Renewable Energy Certificate (SREC) Program

New Jersey's Successor Solar Incentive (SuSI) program provides Solar Renewable Energy Certificates (SRECs) for electrici...

Solar/Renewable
Free home energy improvements

NJ Comfort Partners Program

Provides comprehensive free energy efficiency improvements for income-qualified households, including insulation, air se...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize their homes, or r...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ad...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to adapt a family member's home in which they wi...

Veterans
Up to $35,000 per household

NJ HOME Investment Partnerships Program

Federal HOME funds administered by NJ DCA to support housing rehabilitation for low-income homeowners. Provides grants o...

Home Repair
Reimburses property tax increases

NJ Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Freeze...

Property Tax Relief
$250 annual property tax deduction

NJ Senior Citizens & Veterans Property Tax Deduction

Provides annual $250 property tax deduction for qualifying seniors, veterans, or surviving spouses. Age 65+, honorably d...

Property Tax Relief
Up to $1,500 benefit

NJ ANCHOR Property Tax Relief Program

Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to New Jersey residen...

Property Tax Relief
Up to $2,000 per heating season

NJ Low Income Home Energy Assistance Program (LIHEAP)

Provides financial assistance to help eligible low-income households pay heating bills during winter months. Priority gi...

Energy
Varies, ongoing monthly utility discount

NJ Universal Service Fund (USF) / Lifeline

Provides monthly electric and natural gas bill credits to low-income customers. The Universal Service Fund offers assist...

Energy
Free window AC units

NJ Cool Homes Low Income AC Program

Provides free ENERGY STAR certified window air conditioning units to income-qualified households with a documented medic...

Energy

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Local help in Chatham, NJ

Organizations that help Chatham homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Chatham, NJ?

The directory includes 25 possible-program records associated with Chatham, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Chatham classified?

Our classifier labels 20 records as grants, 2 as forgivable loans, and 2 as rebates in Chatham. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Chatham?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.