Home Improvement Grants in Atlantic City.

Browse cataloged grants, rebates, loans, and other assistance records for Atlantic City, NJ. Verify each program's current rules, service area, and status.

The Atlantic City, NJ directory shows 23 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Atlantic City Owner-Occupied Rehabilitation Program

Provides forgivable loans up to $30,000 for major home repairs to income-qualified owner-occupied homes in Atlantic City...

Home Repair
Up to $10,000 grant

Atlantic City Emergency Home Repair Program

Emergency repair grants for immediate health and safety hazards in owner-occupied homes. Income at or below 50% AMI requ...

Emergency
Free lead hazard removal

Atlantic City Lead-Based Paint Hazard Reduction

HUD-funded lead hazard control program for pre-1978 homes in Atlantic City with children under age 6. Program provides f...

Home Repair
Up to $15,000 grant

Atlantic City Home Accessibility Modification Program

Grants for accessibility modifications to owner-occupied homes for residents with mobility impairments or seniors. Cover...

Seniors & Disability
Up to $7,500 grant

Atlantic City Sewer Lateral Replacement Program

Assistance for replacement of failing private sewer lateral lines from home to the main sewer connection. Program provid...

Home Repair
Average $8,000 in weatherization

New Jersey Weatherization Assistance Program (WAP)

Federally-funded weatherization services for income-qualified New Jersey households. Provides energy audits and comprehe...

Weatherization
Free lead hazard control

New Jersey Lead Hazard Control Assistance Program

State-funded lead hazard control program for pre-1978 homes and rental properties in New Jersey. Provides free lead insp...

Home Repair
Up to $4,000 in rebates

Atlantic City Electric Home Energy Savings Program

Rebates for home energy efficiency improvements for Atlantic City Electric customers. Includes incentives for insulation...

Energy
Up to $5,500 rebate

NJ Clean Energy Heat Pump Rebate

Rebates for installation of energy-efficient air-source and geothermal heat pumps in New Jersey homes. Rebate amounts va...

Energy
Long-term SREC income

NJ Solar Renewable Energy Incentive Program

Incentive program for residential solar installations in New Jersey. Homeowners receive Solar Renewable Energy Certifica...

Solar/Renewable
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Property tax reimbursement program for New Jersey residents age 65+ or receiving Social Security disability. Reimburses ...

Property Tax Relief
Up to $3,000 for minor repairs

Atlantic County Senior Home Repair Program

Minor home repair assistance for Atlantic County seniors age 60+. Provides grants up to $3,000 for essential repairs to ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to construct or modify a home for wheelchair accessibi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible veter...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing grants up to $10,000 and/or loans up to $40,000 to very-low-income homeowners in eligible rural a...

Home Repair
Up to $150,000 grant

NJ CDBG-DR Sandy Reconstruction Program

Hurricane Sandy disaster recovery program for unmet needs from the 2012 storm. Provided reconstruction, rehabilitation, ...

Disaster
Up to $35,000 forgivable loan

Atlantic City HOME Investment Partnership Program

Federal HOME funds administered by Atlantic City for owner-occupied rehabilitation. Provides forgivable loans for compre...

Home Repair
Free weatherization services

Atlantic City Electric Low-Income Weatherization

Free comprehensive weatherization services for low-income Atlantic City Electric customers. Includes energy audit, insul...

Weatherization
Up to $3,000 in rebates

South Jersey Gas Home Comfort Rebate

Rebates for energy-efficient natural gas heating equipment for South Jersey Gas customers. Includes rebates for high-eff...

Energy

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Local help in Atlantic City, NJ

Organizations that help Atlantic City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Atlantic City, NJ?

The directory includes 22 possible-program records associated with Atlantic City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Atlantic City classified?

Our classifier labels 16 records as grants, 2 as forgivable loans, and 3 as rebates in Atlantic City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Atlantic City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.