Home Improvement Grants in White Bear Lake.

Browse cataloged grants, rebates, loans, and other assistance records for White Bear Lake, MN. Verify each program's current rules, service area, and status.

The White Bear Lake, MN directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $500,000, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

Swipe horizontally or use the arrow keys to review every column.

Funding typeRecordsWhat to verifyLabel scope
Grants12Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.

1
Filter
Tell us about you
2
Browse
See matching programs
Or filter by your situation
Showing all 24 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Minnesota Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to income-eligible Minnesota residents. Services include...

Weatherization
Up to $50,000 low-interest loan

Minnesota Housing Rehabilitation Loan

Low-interest deferred loan program for income-eligible Minnesota homeowners to make necessary home repairs and improveme...

Home Repair
Up to $10,000 deferred loan

Ramsey County Emergency Home Repair Program

Provides emergency home repair assistance to income-qualified homeowners in Ramsey County for critical health and safety...

Emergency
Free lead hazard removal

Minnesota Lead Hazard Reduction Grant

HUD-funded program to eliminate lead-based paint hazards in Minnesota homes built before 1978 with children under age 6 ...

Home Repair
$100 service (normally $400+)

Xcel Energy Home Energy Squad

Heavily subsidized in-home energy assessment and instant improvements including LED bulbs, water heater pipe wrap, air s...

Energy
Up to $2,400 rebate

Xcel Energy Air Source Heat Pump Rebate

Rebates for qualifying air source heat pumps installed in Xcel Energy electric service territory. Rebate amounts vary ba...

Energy
$75 per unit rebate + free pickup

Xcel Energy Refrigerator & Freezer Recycling

Free pickup and recycling of working refrigerators and freezers with a $75 rebate per unit. Helps reduce energy costs by...

Energy
Up to $1,000 rebate

Xcel Energy Home Insulation Rebate

Rebates for attic, wall, and basement insulation improvements that meet program requirements. Must complete preapproval ...

Weatherization
Up to $800 rebate

CenterPoint Energy High-Efficiency Furnace Rebate

Rebates for qualifying high-efficiency natural gas furnaces installed in CenterPoint Energy service territory. Rebate am...

Energy
$100 rebate per thermostat

CenterPoint Energy Smart Thermostat Rebate

Instant rebate on qualifying smart thermostats purchased through CenterPoint Energy's online marketplace. Smart thermost...

Energy
Varies by system size and production

Xcel Energy Solar*Rewards Program

Performance-based incentive for installing solar panels on your home. Xcel pays for the renewable energy credits your sy...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair or improve their homes. G...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Cove...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify their home or a family member's home. Smaller g...

Veterans
Defers full property tax amount

Minnesota Senior Property Tax Deferral

Allows qualifying seniors (65+) to defer payment of property taxes on their homestead. The state pays the taxes and plac...

Property Tax Relief
Up to $3,070 refund

Minnesota Homeowner Property Tax Refund

Refund program for Minnesota homeowners whose property taxes exceed a certain percentage of their household income. Part...

Property Tax Relief
Up to $15,000 forgivable loan

White Bear Lake ADA Home Modification Program

Forgivable loans for accessibility modifications to owner-occupied homes in White Bear Lake for residents with disabilit...

Seniors & Disability
Up to $20,000 low-interest loan

White Bear Lake Sewer Lateral Repair Loan

Low-interest loans to White Bear Lake property owners for repair or replacement of private sewer and water laterals. Hel...

Home Repair
Up to $30,000 forgivable loan

White Bear Lake Owner-Occupied Rehabilitation Loan

CDBG-funded forgivable loans for major home rehabilitation for income-qualified White Bear Lake homeowners. Covers major...

Home Repair
Varies by project (up to $500,000+)

Metropolitan Council Livable Communities Grants

Competitive grants to Metro cities and towns for development and redevelopment projects that connect housing, jobs, and ...

Home Repair

Build a funding plan

Pick a project to screen resources and see what still needs verification.

Refine for your household (optional)

Answers stay in this browser and are sent when you request screening.

Contractor listings in White Bear Lake

Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.

No contractors listed yet, be the first in this market.

Request a local contractor match

Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.

Request city program-change alerts

Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

Know a grant or program we are missing? Suggest it

Local help in White Bear Lake, MN

Organizations that help White Bear Lake homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for White Bear Lake, MN?

The directory includes 22 possible-program records associated with White Bear Lake, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for White Bear Lake classified?

Our classifier labels 12 records as grants, 4 as forgivable loans, and 5 as rebates in White Bear Lake. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in White Bear Lake?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.