Home Improvement Grants in Minneapolis.
Browse cataloged grants, rebates, loans, and other assistance records for Minneapolis, MN. Verify each program's current rules, service area, and status.
The Minneapolis, MN directory shows 46 cataloged resources. Of those, 42 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 42 records is $126,526, not an estimate of your award. Discovery tags include 11 senior-related records, 7 veteran-related records, and 18 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-01. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 26 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 9 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 5 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Minneapolis Home Improvement Deferred Loan
0% interest, 30-year deferred loan secured by a note and mortgage. Due upon sale, transfer, or maturity. Covers emergenc...
Minneapolis Lead Hazard Control Grant
Grant layered on top of CPED deferred loan to address lead-based paint hazards identified in a third-party risk assessme...
MN Housing Fix Up Loan
Low fixed-rate loan for most permanent home improvements. Income limit $172,100 for 11-county Twin Cities metro. Terms u...
MN Housing Rehabilitation Loan (RLP)
0% interest deferred loan forgiven after 15 years if you remain in the home. Income limit ~$39,700/year for family of fo...
NeighborWorks Twin Cities Home Repair Loan
0% interest, 10-year deferred forgivable loan for Minneapolis and Saint Paul homeowners. Income at or below 80% AMI ($10...
NeighborWorks CDFI Emergency Repair Loan
0% interest, no monthly payment deferred loan for urgent home repairs affecting safety, habitability, accessibility, or ...
Hennepin County Home Repair & Maintenance Loan
0% interest, no monthly payments, forgiven if you remain in and own the home and don't transfer title. Income limits: $6...
Hennepin County Healthy Homes Lead Grant
$7.75M HUD Healthy Homes Production Grant awarded to Hennepin County. Covers testing and lead paint hazard repair. Owner...
Hennepin County Accessibility Loan
10-year forgivable deferred loan specifically for accessibility improvements: ramps, grab bars, lever handles, roll-in s...
CEE Fix Up Fund Home Improvement Loan
CEE is a primary lender for the MN Housing Fix Up Loan. Flexible terms, income limits up to $172,100 in metro. Also offe...
CenterPoint Energy Efficiency Rebates
Rebates for natural gas customers on high-efficiency furnaces, water heaters, smart thermostats ($50), and air sealing +...
CenterPoint Energy HERO Weatherization
Income-qualified CenterPoint customers get a free home energy review + CenterPoint pays at least 50% of approved improve...
Xcel Energy Home Efficiency Rebates
Rebates for Xcel electric customers on cold-climate heat pumps ($1,500-$2,000), attic insulation (40% up to $600), wall ...
Xcel Energy Income-Qualified Home Energy Savings
Free Home Energy Squad visit for income-qualified Xcel customers. Technicians install LED lights, weatherstripping, prog...
Minneapolis Bonus Rebate Program
City bonus rebates stacked on top of CenterPoint and Xcel utility rebates. Up to $14,000 in Northside and Southside Gree...
Minnesota Weatherization Assistance Program (WAP)
Free insulation, air sealing, furnace repair/replacement, and water heater upgrades for households at or below 200% fede...
SRC Lead Hazard Control Program
SRC provides free in-home lead testing, risk assessments, and remediation for income-qualified families in Hennepin Coun...
Twin Cities Habitat A Brush with Kindness
Volunteer teams paint, repair, and restore homes at no cost. Addresses critical health, safety, and mechanical systems i...
Rebuilding Together Minnesota
Free volunteer and contractor repairs for homeowners at or below 50% AMI in the 7-county metro. Covers flooring, paintin...
Hearts & Hammers Twin Cities
Free exterior home repairs for seniors 60+, disabled individuals, and veterans in the 7-county metro. Painting, siding, ...
Minnesota Energy Assistance Program (LIHEAP)
Federal/state energy assistance pays part of heating bills directly to utilities. Also covers furnace repair and replace...
MN Homestead Credit Refund (Property Tax Refund)
Annual property tax refund based on income and property taxes paid on your primary residence. Frees up cash for home imp...
MN Senior Citizens Property Tax Deferral
Homeowners 65+ with household income ≤ $96,000 can defer property taxes as a lien on the home, freeing up cash. Must hav...
MN Disabled Veteran Market Value Exclusion
Veterans with 70%+ disability rating get $150,000 excluded from taxable home value. 100% permanently disabled veterans g...
VA Specially Adapted Housing (SAH) Grant
For veterans with permanent total service-connected disability. Buy, build, or modify home for wheelchair access, ramps,...
VA Special Housing Adaptation (SHA) Grant
For veterans with specific service-connected disabilities (blindness, loss of use of both hands). Adapts or purchases a ...
VA HISA Grant
Most accessible VA grant, any veteran with a service-connected disability qualifies. Covers ramps, grab bars, accessible...
Xcel Energy Solar*Rewards Program
10-year performance-based incentive at $0.03/kWh for Xcel solar customers plus net metering credits. Income-qualified cu...
Federal Residential Clean Energy Credit (30%)
30% federal tax credit on solar panels, battery storage, and geothermal heat pumps installed for installations completed...
Save Energy Minnesota (IRA HOMES + HEAR Rebates)
Minnesota is awaiting DOE approval to launch IRA-funded rebate programs: Home Efficiency Rebates (HOMES) up to $8,000 ba...
FHA Title 1 Home Improvement Loan
Up to $25,000 for home improvements. Unsecured up to $7,500, no equity required. No income limit. Fills the gap when gra...
FHA 203(k) Rehab Mortgage
Finance purchase + renovation in one mortgage. Limited 203(k) covers up to $75,000 in non-structural repairs. Standard 2...
Minnesota Historic Structure Rehabilitation Credit
20% state tax credit on qualified rehabilitation costs for properties listed in the National Register of Historic Places...
MN Medicaid HCBS Waiver Home Modifications
Home and Community Based Services waivers fund accessible home modifications for Medicaid-enrolled individuals with disa...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
USDA Section 504 Rural Home Repair Loans & Grants
USDA's Section 504 program provides grants up to $10,000 for homeowners age 62+ with very low incomes in rural areas to ...
HUD CDBG Home Repair Programs
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
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A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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