Home Improvement Grants in Duluth.

Browse cataloged grants, rebates, loans, and other assistance records for Duluth, MN. Verify each program's current rules, service area, and status.

The Duluth, MN directory shows 29 cataloged resources. Of those, 26 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 26 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants19Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 29 resources (26 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Duluth Owner-Occupied Rehabilitation Program

Provides forgivable loans up to $30,000 for major home repairs for income-qualified owner-occupants in Duluth. Loan is f...

Home Repair
Grant up to $10,000

Duluth Emergency Home Repair Program

Emergency grant for owner-occupied homes facing immediate health or safety hazards. Available to households at or below ...

Emergency
Free lead hazard removal

Duluth Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in pre-1978 homes in St. Louis County where children under 6 resid...

Home Repair
Up to $8,000 per home

Minnesota Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Lake Superior Community Health Center (LSSA) for Duluth-area res...

Weatherization
Deferred loan up to $50,000

Minnesota Housing Rehabilitation Loan Program

Provides deferred, low-interest loans to income-qualified Minnesota homeowners for major home repairs and improvements. ...

Home Repair
$100 for comprehensive visit

Minnesota Power Home Energy Squad

Two-person team visits your home to install energy-saving measures including LED bulbs, smart power strips, low-flow sho...

Energy
Up to $1,200 rebate

Minnesota Power Air Source Heat Pump Rebate

Rebate for installing qualified cold-climate air source heat pumps in Minnesota Power service territory. Provides $600 p...

Energy
Up to $500 rebate

Minnesota Power Insulation Rebate

Rebate for adding insulation to attics, walls, or crawl spaces in Minnesota Power service territory. Must meet minimum R...

Weatherization
Up to $300 rebate

Minnesota Power Electric Water Heater Rebate

Rebate for installing qualifying electric water heaters including heat pump water heaters and high-efficiency electric m...

Energy
Per-kWh production credit

Minnesota Power SolarSense Incentive

Production-based incentive for residential solar installations in Minnesota Power territory. Provides monthly credits fo...

Solar/Renewable
Low-interest loan up to $15,000

Duluth Sanitary Sewer Lateral Loan Program

Low-interest loan program for repair or replacement of private sanitary sewer laterals in Duluth. Loan added to property...

Home Repair
Grant up to $15,000

Duluth Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes in Duluth where a household member has a documen...

Seniors & Disability
Grant up to $8,000

Duluth Senior Home Repair Assistance

Grant program for senior homeowners age 62+ in Duluth needing home repairs to age in place safely. Covers health and saf...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Duluth to repair, improve, or ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Avail...

Veterans
Up to $45,000 per home

Minnesota HOME Homeowner Rehabilitation

Federal HOME Investment Partnerships Program funds administered by Minnesota Housing to assist low-income homeowners wit...

Home Repair
Varies by program

Fond du Lac Tribal Housing Program

Home repair and rehabilitation assistance for enrolled Fond du Lac Band members residing in the Duluth service area. Pro...

Home Repair
Defers property taxes

Minnesota Senior Citizens Property Tax Deferral

Allows homeowners age 65+ with household income under $96,000 to defer payment of property taxes. State pays taxes to co...

Property Tax Relief
Up to $3,070 refund

Minnesota Homestead Credit Refund (Property Tax Refund)

Refunds a portion of property taxes or rent paid by lower- and middle-income Minnesota homeowners and renters. Based on ...

Property Tax Relief
Varies by household size and income

Minnesota Energy Assistance Program (EAP)

Helps low-income Minnesota households pay heating costs during winter months. Administered locally by Lake Superior Comm...

Energy
Up to $1,000 emergency

Minnesota Energy Assistance Program - Crisis

Emergency assistance for Minnesota households facing heating crisis such as utility shutoff, furnace failure, or running...

Emergency
Up to $500 rebate

Duluth Stormwater Rain Garden Rebate

Cost-share rebate for residential property owners installing rain gardens or other approved stormwater best management p...

Home Repair
Matching grant up to $5,000

Duluth Heritage Preservation Grant

Matching grant for exterior preservation work on homes in Duluth's locally designated historic districts. Covers restora...

Historic
Varies by disaster

Minnesota Disaster Recovery Program

State disaster recovery assistance for homeowners affected by federally declared disasters in Minnesota. Programs activa...

Disaster

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Contractor listings in Duluth

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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

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Local help in Duluth, MN

Organizations that help Duluth homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Duluth, MN?

The directory includes 26 possible-program records associated with Duluth, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Duluth classified?

Our classifier labels 19 records as grants, 1 as forgivable loans, and 5 as rebates in Duluth. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Duluth?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.