Home Improvement Grants in St. Paul.
Browse cataloged grants, rebates, loans, and other assistance records for St. Paul, MN. Verify each program's current rules, service area, and status.
The St. Paul, MN directory shows 27 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 4 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 18 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 2 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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City of St. Paul Healthy Homes Program
St. Paul's Healthy Homes program provides grants up to $50,000 for pre-weatherization health-and-safety repairs and weat...
City of St. Paul Power of Home Program
Power of Home provides grants up to $50,000 to replace gas appliances with high-efficiency electric alternatives in sing...
City of Saint Paul CDBG Housing Rehabilitation
Saint Paul's CDBG program funds housing rehabilitation activities through community organizations and direct city progra...
Ramsey County Critical Repair Grant
Ramsey County's Critical Repair Grant provides up to $10,000 to address health, safety, and code-related repairs for low...
Ramsey County Residential Rehab Deferred Loan
Ramsey County's Residential Rehab Deferred Loan provides up to $20,000 as a 0% interest deferred loan for health, safety...
Minnesota Fix Up Fund Home Improvement Loan
Minnesota Housing's Fix Up Fund offers below-market interest rate loans ($2,000-$75,000) for virtually any permanent hom...
Minnesota Weatherization Assistance Program (WAP)
Minnesota's Weatherization Assistance Program provides free energy efficiency improvements to low-income households. In ...
Xcel Energy Home Efficiency Rebates (Minnesota)
Xcel Energy offers residential rebates for high-efficiency heating, cooling, insulation, and water heating upgrades for ...
CenterPoint Energy Home Efficiency Rebates (Minnesota)
CenterPoint Energy offers rebates for residential energy efficiency improvements to Minnesota natural gas customers. Key...
Twin Cities Habitat for Humanity, A Brush with Kindness
Twin Cities Habitat for Humanity's A Brush with Kindness program preserves homeownership by pairing staff and volunteers...
Minnesota Homestead Classification & Credit Refund
Minnesota's Homestead Credit Refund program provides a property tax refund to owner-occupants whose property taxes excee...
Minnesota Senior Citizens Property Tax Deferral
Minnesota's Senior Property Tax Deferral Program allows homeowners age 65 or older with household income at or below $96...
Minnesota Disabled Veterans Market Value Exclusion
Minnesota provides a market value exclusion for veterans with service-connected disabilities: 100% disabled veterans (or...
VA Specially Adapted Housing (SAH) / Special Housing Adaptation (SHA) Grants
The VA's Specially Adapted Housing (SAH) grant helps veterans with severe service-connected mobility disabilities adapt ...
Minnesota Energy Assistance Program (EAP/LIHEAP)
Minnesota's Energy Assistance Program (EAP), funded by federal LIHEAP dollars, provides direct financial assistance to l...
FHA 203(k) Rehabilitation Mortgage
The FHA 203(k) loan allows homebuyers and existing owners to finance purchase (or refinance) plus renovation costs in a ...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
USDA Section 504 Rural Home Repair Loans & Grants
USDA's Section 504 program provides grants up to $10,000 for homeowners age 62+ with very low incomes in rural areas to ...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
Rebuilding Together Safe at Home
Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Federal Solar ITC + Minnesota Solar Incentives
St. Paul homeowners served by Xcel Energy can combine the 30% federal Solar ITC with Xcel's Solar*Rewards program, payin...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in St. Paul
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