Home Improvement Grants in Utica.
Browse cataloged grants, rebates, loans, and other assistance records for Utica, NY. Verify each program's current rules, service area, and status.
The Utica, NY directory shows 26 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 18 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
New York State Weatherization Assistance Program (WAP)
Provides comprehensive energy efficiency upgrades for income-eligible households in Oneida County. Services include insu...
Utica CDBG Owner-Occupied Rehabilitation Program
Provides major home rehabilitation for low- to moderate-income owner-occupants in Utica. Loan is forgiven after 5 years ...
Utica Emergency Home Repair Program
Provides emergency repairs for very-low income owner-occupants in Utica facing immediate health and safety threats. Prio...
Utica Home Accessibility Modification Program
Funds accessibility modifications for Utica homeowners with disabilities or seniors aging in place. Includes ramps, wide...
NYS Lead Hazard Reduction Program (Utica)
Provides lead hazard assessment and abatement for pre-1978 homes in Utica with children under 6 years old. Services incl...
National Grid Heat Pump Rebate
Rebates for National Grid customers installing ENERGY STAR certified air-source or ductless mini-split heat pumps. Rebat...
National Grid Home Energy Appliance Rebate
Rebates for qualifying energy-efficient appliances including water heaters, smart thermostats, insulation, and air seali...
New York State Solar Tax Credit
Provides a 25% state tax credit for residential solar panel installations, capped at $5,000. Stacks with the federal 30%...
USDA Section 504 Home Repair Program
Low-interest loans and grants for very-low income homeowners in eligible rural areas near Utica to repair or improve hom...
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Gr...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet their ...
Utica HOME Investment Partnerships Program
HUD HOME funds administered by Utica for owner-occupied housing rehabilitation. Provides forgivable loans for major home...
Utica Senior Citizen Property Tax Exemption
Provides partial property tax exemption for Utica homeowners age 65 or older with qualifying income. Exemption ranges fr...
Enhanced STAR Property Tax Exemption
Provides enhanced STAR exemption on school property taxes for seniors 65+ with income under $92,000. Automatically regis...
Utica Sewer Lateral Repair Program
Zero-interest loan program for Utica homeowners to repair or replace private sewer laterals. Loan is repaid through quar...
New York State Historic Homeownership Rehabilitation Credit
Provides 20% state income tax credit for qualified rehabilitation of owner-occupied historic homes listed on State or Na...
Home Energy Assistance Program (HEAP)
Provides heating bill assistance for low-income Utica residents during winter months. Grant amount based on household si...
HEAP Emergency Heating Assistance
Emergency heating assistance for households facing immediate heating crisis such as utility shut-off notice, broken heat...
EmPower+ Low-Income Energy Efficiency Program
Free energy efficiency upgrades for income-eligible Utica households. Services include insulation, air sealing, LED ligh...
Assisted Home Performance with ENERGY STAR
Income-qualified homeowners in Utica receive enhanced rebates for comprehensive energy efficiency improvements. Includes...
FHA 203(k) Rehabilitation Mortgage
FHA-insured mortgage that combines home purchase or refinance with rehabilitation costs in a single loan. Ideal for buyi...
Oneida County Weatherization Program
County-administered weatherization program providing energy efficiency improvements at no cost to eligible Utica househo...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Utica
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