Home Improvement Grants in New York City.
Browse cataloged grants, rebates, loans, and other assistance records for New York City, NY. Verify each program's current rules, service area, and status.
The New York City, NY directory shows 52 cataloged resources. Of those, 47 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 47 records is $150,000, not an estimate of your award. Discovery tags include 13 senior-related records, 7 veteran-related records, and 18 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 34 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 5 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 6 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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NYC HPD HomeFix 2.0
HomeFix 2.0 provides low- or no-interest and potentially forgivable loans for home repairs to eligible owners of 1-4 fam...
NYC HPD Emergency Repair Program
HPD performs emergency repairs to address Class C immediately hazardous violations when property owners fail to make tim...
NYC Lead Hazard Reduction & Healthy Homes Program
Part of the LeadFreeNYC initiative, this program provides grants averaging $20,000 per apartment for lead hazard reducti...
NYC HPD Homeowner Resources & CDBG Programs
HPD administers multiple homeowner assistance programs funded in part through federal CDBG allocations. These include ho...
NYC Senior Citizen Homeowners' Exemption (SCHE)
SCHE provides a property tax exemption of up to 50% for senior homeowners age 65 and over with combined annual income of...
NYC Accelerator (Retrofit Accelerator)
NYC Accelerator provides free, personalized one-on-one advisory services to help building owners make energy efficiency ...
Habitat for Humanity NYC and Westchester
Habitat NYC offers housing preservation programs including pro bono construction services such as needs assessments and ...
Rebuilding Together NYC
Rebuilding Together NYC provides no-cost critical home repairs and accessibility modifications to low-income homeowners....
Enterprise Community Partners NYC
Enterprise Community Partners provides grants, loans, tax credits, and technical assistance for affordable housing prese...
Con Edison Residential Energy Rebates
Con Edison offers rebates for heat pumps (up to $10,000), heat pump water heaters ($1,000), weatherization (up to $4,000...
National Grid NYC Residential Rebates
National Grid provides residential gas heating rebates for customers in Brooklyn, Queens, and Staten Island. Eligible up...
NYS RESTORE Program
The RESTORE program provides grants to senior homeowners age 60+ for emergency repairs and code violations that threaten...
NYS Access to Home Program
Access to Home provides financial assistance to make homes accessible for low- and moderate-income persons with disabili...
NYS EmPower+ Program
EmPower+ provides no-cost or heavily subsidized home energy upgrades to income-eligible residents below 80% of AMI. Incl...
NYS HEAR/IRA Home Electrification Rebates
The Home Electrification Appliance Rebate (HEAR) program, funded through the federal Inflation Reduction Act, provides u...
NYS Weatherization Assistance Program (WAP)
The federally funded WAP provides no-cost weatherization improvements to income-eligible households. In NYC, services ar...
NYS STAR Property Tax Exemption
The School Tax Relief (STAR) program provides a partial exemption from school property taxes for owner-occupied primary ...
NYS Enhanced STAR Exemption
Enhanced STAR provides a larger school tax benefit for senior homeowners age 65+ with income of $110,750 or less. The 20...
NYS Veterans Property Tax Exemption
New York State offers three property tax exemptions for veterans: Alternative Veterans Exemption (wartime service), Cold...
NYS Senior Citizens Property Tax Exemption
Provides a property tax exemption of up to 50-65% for senior homeowners age 65 and over who meet local income limits. In...
NYS Historic Homeowner Tax Credit
A state income tax credit equal to 20% of qualified rehabilitation expenditures for owner-occupied historic homes, up to...
SONYMA Achieving the Dream Program
SONYMA offers the lowest interest rate 30-year fixed mortgage with only 3% down (1% from buyer). DPAL PLUS provides forg...
NYS Home Energy Assistance Program (HEAP)
HEAP helps income-eligible households pay for heating costs. Regular benefits range from $400 to $996 per season. Emerge...
VA Specially Adapted Housing (SAH) Grant
The SAH grant helps veterans with certain severe service-connected disabilities build, buy, or modify a home to meet the...
VA Special Home Adaptation (SHA) Grant
The SHA grant helps veterans with certain service-connected disabilities adapt an existing home to meet their needs. Max...
VA Home Improvements & Structural Alterations (HISA)
HISA provides grants for home modifications related to service-connected or non-service-connected disabilities. Up to $6...
VA Temporary Residence Adaptation (TRA) Grant
The TRA grant helps veterans who are temporarily living in a family member's home make accessibility modifications. Maxi...
USDA Section 504 Home Repair Program
USDA 504 provides loans up to $40,000 at 1% interest and grants up to $10,000 (for homeowners 62+) for home repairs. Pro...
FHA Title I Home Improvement Loan
FHA-insured loans up to $25,000 for single-family home improvements through approved lenders. Loans up to $7,500 require...
FHA 203(k) Rehabilitation Mortgage
FHA 203(k) combines home purchase or refinance with renovation costs into a single mortgage. Limited 203(k) covers up to...
Residential Clean Energy Credit (25D)
The Residential Clean Energy Credit provided a 30% tax credit for solar, geothermal, wind, and battery storage installed...
Energy Efficient Home Improvement Credit (25C)
The Energy Efficient Home Improvement Credit provided up to $3,200 annually for energy upgrades including heat pumps ($2...
Federal LIHEAP (through NYS HEAP)
The federal Low Income Home Energy Assistance Program is administered in NYS as HEAP. Provides heating season benefits o...
NYS Targeted Home Improvement Program (T-HIP)
T-HIP provides funding to help low- and moderate-income homeowners repair or replace their homes in targeted areas. Part...
NYS Comfort Home Program
Comfort Home works alongside EmPower+ to provide weatherization services for moderate-income households (80-120% AMI) wh...
New York Foundation for Senior Citizens Home Repair
NYFSC administers the NYS Access to Home program in NYC and provides home repair and modification services for seniors a...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD CDBG Home Repair Programs
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
NYS Comfort Home Program (NYSERDA)
The NYSERDA Comfort Home Program offers rebates to New York homeowners for insulation and air sealing improvements in on...
NYS Clean Heat, Heat Pump Rebate Program
NYS Clean Heat provides rebates for the installation of cold-climate air-source heat pumps and ground-source heat pump s...
EmPower+ Program (NYSERDA)
EmPower+ provides no-cost home energy upgrades to income-eligible New York households, including insulation, air sealing...
NY-Sun Affordable Solar Residential Incentive (NYSERDA)
The NY-Sun Affordable Solar Residential Incentive provides enhanced per-watt rebates exclusively for income-eligible hou...
NYS HOME Program, Owner-Occupied Housing Rehabilitation
New York State's HOME Program uses federal HOME Investment Partnerships funds administered by HCR to help low-income hom...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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