Home Improvement Grants in Buffalo.
Browse cataloged grants, rebates, loans, and other assistance records for Buffalo, NY. Verify each program's current rules, service area, and status.
The Buffalo, NY directory shows 51 cataloged resources. Of those, 46 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 46 records is $126,526, not an estimate of your award. Discovery tags include 12 senior-related records, 7 veteran-related records, and 16 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-01. How we verify our data.
Types of help in this city
Swipe horizontally or use the arrow keys to review every column.
| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 33 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 4 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 6 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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HOCN CDBG Housing Repair Program
Heart of the City Neighborhoods administers City of Buffalo CDBG funds for home repair. Covers roofing, siding, porches,...
BURA Target Streets Rehab Program
BURA designates specific streets in Fruit Belt and West Side neighborhoods. Homeowners receive full or partial condition...
HOCN West Side Home Repair Program
Conditional grants for owner-occupied homes in ZIP codes 14201 and 14213 (Buffalo’s Lower and Upper West Side). Covers r...
HOCN Emergency Home Repair
Emergency assistance for urgent health and safety threats: furnace failure, roof collapse, burst pipes, electrical hazar...
HOCN RESTORE Program (Seniors)
NYS RESTORE program administered locally by HOCN. For homeowners age 60+ with emergency repairs or code violations that ...
HOCN Access to Home (Disability Mods)
NYS Access to Home grants for wheelchair ramps, lifts, roll-in showers, doorway widening, grab bars, non-skid floors, st...
Buffalo CDBG Housing Rehabilitation ($18.4M)
Buffalo is a HUD CDBG entitlement city receiving $18.4M in federal funds for housing repair and renovation. Programs adm...
Belmont Housing Resources Home Repair
Erie County’s HUD-certified housing counseling agency. Administers CDBG home repair funds for suburban Erie County homeo...
Erie County CDBG Home Rehabilitation
Erie County administers its own CDBG housing rehabilitation program for owner-occupied homes in eligible suburban munici...
PUSH Buffalo Community Weatherization
PUSH Buffalo’s Sustainability Workforce Training Center (300 Hampshire St) trains community members and performs weather...
Habitat Buffalo Critical Home Repair
Habitat for Humanity Buffalo provides no-cost critical repairs for income-qualified homeowners in Erie County. Roof, plu...
Rebuilding Together Buffalo
Free volunteer-driven home repairs for low-income homeowners in Erie County. Priority for veterans, seniors, and people ...
NYS Weatherization Assistance Program (WAP)
Free insulation, air sealing, heating system repair or replacement, window improvements, and health/safety issue remedia...
EmPower+ (EmPower New York), Free
NYSERDA’s EmPower+ program provides 100% free energy upgrades for income-eligible New York households. Delivered through...
National Grid Energy Efficiency Rebates
National Grid offers rebates for upstate NY customers on heat pumps, heat pump water heaters, central AC, smart thermost...
National Fuel Gas Rebates & EmPower+
National Fuel is the primary gas utility in Buffalo. Offers rebates on high-efficiency furnaces, boilers, water heaters,...
NY HOMES & HEAR IRA Rebates
Federal IRA-funded rebates administered by New York State. HOMES rebates: up to $8,000 for whole-home efficiency upgrade...
NYS HCR RESTORE Program (Statewide)
Statewide NYS RESTORE program for homeowners age 60+ facing emergency repairs or code violations that threaten health an...
NYS HCR Access to Home Program
Statewide NYS program providing financial assistance to make homes accessible for people with disabilities. Ramps, lifts...
NYS T-HIP Targeted Home Improvement
NYS Targeted Home Improvement Program, a pilot grant for critical repairs in low-income areas with historic racial wealt...
NY STAR Property Tax Exemption (Basic)
Basic STAR reduces school district taxes for owner-occupied primary residences with income under $500,000. Based on firs...
NY Enhanced STAR (Seniors)
Enhanced STAR for homeowners age 65+ with income at or below $107,300 (2025-2026 school year). Based on first $86,100 of...
NY Senior Citizen Property Tax Exemption
Erie County and City of Buffalo may grant up to 50% reduction in assessed property value for qualifying seniors. Age 65+...
NY Alternative Veterans Property Tax Exemption
Three exemption options for qualifying veterans: Alternative Veterans Exemption (wartime service), Cold War Veterans Exe...
VA Specially Adapted Housing (SAH) Grant
For veterans with a permanent total service-connected disability affecting mobility (limb loss, blindness, severe burns)...
VA Special Home Adaptation (SHA) Grant
For veterans with loss of use of both hands, severe burns, or respiratory injuries from service. Adapts a family member’...
VA HISA Grant (Home Improvements & Structural Alterations)
Most accessible VA grant, any service-connected disability qualifies for $6,800; non-service-connected with 50%+ rating ...
Energy Efficient Home Improvement Credit (25C)
30% federal tax credit on energy efficiency improvements. Up to $1,200/year for insulation, exterior doors ($250/door, $...
Residential Clean Energy Credit (25D)
30% federal tax credit on solar panels, solar water heaters, battery storage systems, fuel cells, and geothermal heat pu...
FHA Title 1 Home Improvement Loan
FHA-insured home improvement loans. Up to $25,000 for single-family homes; up to $7,500 unsecured (signature only, no eq...
FHA 203(k) Rehab Mortgage
Finance home purchase + renovation in one FHA loan. Limited 203(k) covers up to $75,000 for non-structural repairs. Stan...
NY HEAP Energy Assistance
NY Home Energy Assistance Program pays heating and cooling bills for low-income households, freeing up money for home re...
HUD Lead Hazard Reduction (Buffalo)
Buffalo’s median build year is 1938, virtually every pre-1978 home (the vast majority in the city) may have lead paint. ...
SONYMA Low Interest Rate Mortgage
SONYMA offers first-time buyers below-market 30-year fixed rate mortgages through participating lenders. Achieving the D...
NY Medicaid HCBS Home Modifications
NYS Medicaid Home and Community Based Services waiver programs fund home modifications for Medicaid-enrolled residents w...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
USDA Section 504 Rural Home Repair Loans & Grants
USDA's Section 504 program provides grants up to $10,000 for homeowners age 62+ with very low incomes in rural areas to ...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
NYS Comfort Home Program (NYSERDA)
The NYSERDA Comfort Home Program offers rebates to New York homeowners for insulation and air sealing improvements in on...
NYS Clean Heat, Heat Pump Rebate Program
NYS Clean Heat provides rebates for the installation of cold-climate air-source heat pumps and ground-source heat pump s...
EmPower+ Program (NYSERDA)
EmPower+ provides no-cost home energy upgrades to income-eligible New York households, including insulation, air sealing...
NY-Sun Affordable Solar Residential Incentive (NYSERDA)
The NY-Sun Affordable Solar Residential Incentive provides enhanced per-watt rebates exclusively for income-eligible hou...
NYS HOME Program, Owner-Occupied Housing Rehabilitation
New York State's HOME Program uses federal HOME Investment Partnerships funds administered by HCR to help low-income hom...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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