Home Improvement Grants in Rochester.
Browse cataloged grants, rebates, loans, and other assistance records for Rochester, NY. Verify each program's current rules, service area, and status.
The Rochester, NY directory shows 50 cataloged resources. Of those, 45 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 45 records is $126,526, not an estimate of your award. Discovery tags include 12 senior-related records, 6 veteran-related records, and 16 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 34 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 5 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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City of Rochester Housing Rehabilitation Program
City-funded and HUD CDBG-funded program providing financial assistance to eligible owner-occupants of 1-4 family residen...
City of Rochester Owner-Occupant Roof Program
Provides financial assistance for roof replacement, gutters, downspouts, chimney repair, soffits, and venting for eligib...
Rochester Lead Hazard Control Program
Financial assistance to remediate lead hazards in pre-1978 residential properties in Rochester. Eligible work includes w...
Rochester Housing Stability Fund (RHSF)
City program providing repair assistance to low-income owner-occupants in Rochester to address health, safety, or access...
Monroe County Home Improvement Program (HIP)
Monroe County CDBG-funded program providing grants or grant/low-interest loan combinations to income-eligible homeowners...
PathStone Owner-Occupied Home Repair
PathStone provides grants and loans to low- and moderate-income homeowners in Monroe, Genesee, Ontario, Orleans, and Way...
Housing Council at PathStone, Homeowner Services
Since 1971, the Housing Council at PathStone has provided housing-related services to over 8,000 households annually in ...
Greater Rochester Habitat for Humanity, Critical Home Repair
Affordable home repair for qualified homeowners in Monroe, Ontario, and Wayne counties. Focuses on health, safety, and a...
Action for a Better Community, Weatherization
Federally-funded Energy Conservation Program providing free weatherization services to low-income households in the City...
RG&E Residential Energy Efficiency Programs
RG&E offers instant discounts on energy-efficient heating and cooling products at participating retailers plus heat pump...
HEAP, Home Energy Assistance Program
Federal LIHEAP-funded program helping income-eligible Monroe County residents pay heating costs. Regular and Emergency H...
Greater Rochester Housing Partnership, Homeownership
GRHP has rehabilitated over 800 vacant houses in the City of Rochester for sale to income-eligible first-time homebuyers...
HOME Rochester (PathStone Homeownership)
PathStone's HOME Rochester program uses a three-pronged approach (Acquire, Rehabilitate, Sell) to revitalize Rochester n...
NYS RESTORE Program (Senior Emergency Repairs)
State program providing grants to senior homeowners age 60+ for emergency repairs and code violations threatening health...
NYS Access to Home Program
State program providing financial assistance for home modifications enabling persons with disabilities to live safely an...
NYS EmPower+ (Free Weatherization)
NYSERDA's flagship energy assistance program providing no-cost home energy assessments and improvements for income-eligi...
NYS HEAR / IRA Home Energy Rebates
Federal Inflation Reduction Act funding administered by NYSERDA providing rebates up to $14,000 per dwelling for heat pu...
NYS Weatherization Assistance Program (WAP)
Federally-funded program administered by HCR providing free weatherization services to reduce heating and cooling costs ...
NYS STAR Property Tax Relief
The School Tax Relief (STAR) program lowers property taxes for eligible New York homeowners. In Rochester, STAR applies ...
NYS Enhanced STAR (Seniors 65+)
Enhanced STAR provides a larger property tax benefit for homeowners age 65+ with household income of $98,700 or less. Se...
NYS Alternative Veterans Property Tax Exemption
Property tax exemption for veteran homeowners reducing assessed value by 15% for wartime service, plus 10% for combat zo...
NYS Senior Citizen Property Tax Exemption
Property tax exemption reducing taxable assessment by up to 50-65% for homeowners age 65+ who meet income limitations. E...
NYS Historic Homeowner Tax Credit
State income tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied homes listed on the Nationa...
SONYMA Achieving the Dream Mortgage
Low-income first-time homebuyer program offering 30-year fixed-rate mortgages with just 3% down (1% from buyer). Down Pa...
NYS Targeted Home Improvement Program (T-HIP)
State-funded program providing financial assistance through local administrators for home repairs addressing code violat...
VA Specially Adapted Housing (SAH) Grant
Largest VA housing grant for veterans with qualifying service-connected disabilities. Up to $126,526 in FY 2026 to buy, ...
VA Special Home Adaptation (SHA) Grant
VA grant for veterans with qualifying service-connected disabilities including blindness or severe burns. Up to $25,350 ...
VA Home Improvements & Structural Alterations (HISA)
VA grant for home modifications prescribed by a VA physician for disabled veterans. Lifetime benefit of $6,800 for servi...
VA Temporary Residence Adaptation (TRA) Grant
Grant for SAH or SHA-eligible veterans living temporarily in a family member's home. Allows adapting a temporary residen...
USDA Section 504 Home Repair Loans & Grants
USDA program providing loans at 1% interest to very-low-income homeowners in rural areas and grants to homeowners 62+ to...
FHA Title I Home Improvement Loan
FHA-insured loan for home improvements through private lenders. Up to $25,000 for single-family homes with terms up to 2...
FHA 203(k) Rehabilitation Mortgage
FHA-insured mortgage combining home purchase or refinance with renovation costs in one loan. Limited 203(k) covers up to...
Residential Clean Energy Credit (Section 25D)
Federal tax credit for residential solar panels, battery storage, and geothermal installations expired after December 31...
Energy Efficient Home Improvement Credit (25C)
Federal tax credit for energy-efficient home improvements including insulation, windows, doors, and HVAC systems expired...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
Rebuilding Together Safe at Home
Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
NYS Comfort Home Program (NYSERDA)
The NYSERDA Comfort Home Program offers rebates to New York homeowners for insulation and air sealing improvements in on...
NYS Clean Heat, Heat Pump Rebate Program
NYS Clean Heat provides rebates for the installation of cold-climate air-source heat pumps and ground-source heat pump s...
EmPower+ Program (NYSERDA)
EmPower+ provides no-cost home energy upgrades to income-eligible New York households, including insulation, air sealing...
NY-Sun Affordable Solar Residential Incentive (NYSERDA)
The NY-Sun Affordable Solar Residential Incentive provides enhanced per-watt rebates exclusively for income-eligible hou...
NYS HOME Program, Owner-Occupied Housing Rehabilitation
New York State's HOME Program uses federal HOME Investment Partnerships funds administered by HCR to help low-income hom...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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