Home Improvement Grants in Troy.

Browse cataloged grants, rebates, loans, and other assistance records for Troy, NY. Verify each program's current rules, service area, and status.

The Troy, NY directory shows 25 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

City of Troy Owner-Occupied Rehabilitation Program

Provides major home repairs and rehabilitation assistance to owner-occupied homes in Troy for low-income households. Loa...

Home Repair
Up to $10,000 grant

City of Troy Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households in Troy with income at or below 50% AMI. Covers imme...

Emergency
Free lead hazard removal

Troy Lead Hazard Control and Healthy Homes Program

Provides free lead-based paint hazard removal for qualifying Troy and Rensselaer County homes built before 1978 with chi...

Home Repair
Up to $10,000 in weatherization improvements

New York State Weatherization Assistance Program (WAP)

Provides free weatherization services to income-eligible Troy households to reduce energy costs and improve comfort. Adm...

Weatherization
Free assessment plus instant rebates

National Grid Home Energy Assessment

Free in-home energy assessment for National Grid customers in Troy. Technician installs free LED bulbs, faucet aerators,...

Energy
Up to $2,500 rebate

National Grid Air Source Heat Pump Rebate

Rebates for installing ENERGY STAR certified air source heat pumps in National Grid service territory. Ductless mini-spl...

Energy
Up to $4,000 rebate

National Grid Insulation and Air Sealing Rebate

Rebates for attic, wall, and basement insulation plus air sealing improvements for National Grid customers. Requires pre...

Weatherization
Free energy efficiency upgrades

New York EmPower+ Program

Provides no-cost comprehensive energy efficiency improvements for income-qualified households in Troy. Includes insulati...

Weatherization
Up to $16,000 in rebates and incentives

New York Clean Heat Program

Statewide incentives for installing electric heat pumps to replace fossil fuel heating systems. Combines NYSERDA rebates...

Energy
25% tax credit, up to $5,000

New York State Solar Energy System Equipment Credit

New York State personal income tax credit equal to 25% of qualified solar electric system expenditures, up to $5,000. St...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very-low-income rural homeowners for home repairs and improvements. Grants up to $10,00...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their d...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for eligible veterans with certain service-connected disabilities to modify a home to accommodate their disabilit...

Veterans
Up to $5,000 grant

Rensselaer County Senior Home Repair Program

Provides grants for minor home repairs and accessibility modifications for Rensselaer County seniors age 60+ with limite...

Seniors & Disability
Up to $35,000 deferred loan

Rensselaer County HOME Investment Partnerships Program

Federal HOME funds administered by Rensselaer County for major rehabilitation of owner-occupied homes. Provides deferred...

Home Repair
Up to $15,000 grant

Troy ADA Accessibility Modification Program

CDBG-funded grants for accessibility modifications to owner-occupied homes in Troy for residents with disabilities. Cove...

Seniors & Disability
Up to $8,000 grant or low-interest loan

Troy Sewer Lateral Repair Assistance Program

Grants and low-interest loans for repair or replacement of private sewer laterals in Troy. Income-qualified households m...

Home Repair
Up to $6,000 incentive

NY-Sun Residential Incentive Program

Cash incentives for installing solar photovoltaic systems on residential properties in Troy. Incentive amount based on s...

Solar/Renewable
Up to $5,000 matching grant

Troy Historic Preservation Grant Program

Matching grants for exterior restoration of historic properties in Troy's designated historic districts. Funds repairs u...

Historic
Up to $1,200 in appliance rebates

National Grid Energy-Efficient Appliance Rebates

Rebates for purchasing ENERGY STAR certified appliances and equipment including heat pump water heaters, smart thermosta...

Energy
Up to $975 heating assistance

Home Energy Assistance Program (HEAP)

Regular HEAP benefits help income-qualified Troy households pay heating costs. Emergency HEAP available for heating cris...

Energy

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Local help in Troy, NY

Organizations that help Troy homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Troy, NY?

The directory includes 24 possible-program records associated with Troy, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Troy classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 5 as rebates in Troy. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Troy?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.