Home Improvement Grants in Stillwater.

Browse cataloged grants, rebates, loans, and other assistance records for Stillwater, MN. Verify each program's current rules, service area, and status.

The Stillwater, MN directory shows 22 cataloged resources. Of those, 18 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 18 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources (18 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 deferred loan

Minnesota Housing Finance Agency Rehabilitation Loan Program

Minnesota Housing provides deferred, low-interest loans to eligible homeowners for major home repairs and improvements. ...

Home Repair
Free lead hazard assessment and remediation

Minnesota Lead Safe Homes Program

HUD-funded program providing free lead hazard assessment and remediation for homes built before 1978 with children under...

Home Repair
Forgivable loan up to $35,000

Washington County CDBG Home Improvement Loan

Washington County's Community Development Block Grant program provides forgivable loans for owner-occupied home improvem...

Home Repair
Up to $1,500 rebate

Xcel Energy Air Source Heat Pump Rebate

Xcel Energy offers rebates for installing qualifying ENERGY STAR certified air source heat pumps in Stillwater. Rebate a...

Energy
Service fee: $0-$100 based on income

Xcel Energy Home Energy Squad

In-home energy assessment and installation of energy-saving improvements including LED bulbs, low-flow showerheads, prog...

Energy
Up to $2,400 rebate

Xcel Energy Home Insulation Rebate

Rebates for adding insulation to attics, walls, and basements, as well as air sealing services. Customers must complete ...

Weatherization
Variable incentive per kW installed

Xcel Energy Solar*Rewards Program

Incentive program for residential solar PV installations. Xcel purchases renewable energy credits from solar customers f...

Solar/Renewable
$60 tune-up (normally $150+)

Xcel Energy A/C Tune-Up Program

Subsidized air conditioning tune-up service performed by participating contractors. Service includes inspection, cleanin...

Energy
Financing up to 100% project cost

Minnesota Commercial PACE (C-PACE)

Property Assessed Clean Energy (PACE) financing for energy efficiency and renewable energy improvements on commercial an...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Very low-interest loans (1%) and grants for very low-income homeowners age 62+ to repair, improve, or modernize their ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their accessibility needs. Eligib...

Veterans
Matching grant up to $5,000

Stillwater Historic Preservation Grants

Matching grants for owners of contributing properties within Stillwater's historic districts. Funds exterior preservatio...

Historic
Loan up to $30,000

Minnesota Septic System Loan Program

Low-interest loans for repairing or replacing failing septic systems. Administered through local lenders with interest r...

Home Repair
Grant up to $15,000

Minnesota Energy and Housing Initiative Grant

Combines energy efficiency improvements with critical home repairs for income-eligible homeowners served by Xcel Energy....

Weatherization
Grant up to $30,000

Minnesota Accessibility Grant Program

Grants to help homeowners with disabilities make accessibility modifications to their homes. Covers ramps, lifts, widene...

Seniors & Disability
Grant up to $10,000

Live Well at Home Grant

Grants for senior homeowners (age 55+) in the Twin Cities metro area (including Stillwater) to make home modifications t...

Seniors & Disability
Refund up to $3,350

Minnesota Homestead Credit Refund (Property Tax Refund)

Property tax relief for homeowners with household income below $128,280. Refund amount depends on income and property ta...

Property Tax Relief

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Local help in Stillwater, MN

Organizations that help Stillwater homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Stillwater, MN?

The directory includes 18 possible-program records associated with Stillwater, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Stillwater classified?

Our classifier labels 14 records as grants, 1 as forgivable loans, and 2 as rebates in Stillwater. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Stillwater?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.