Ramsey County Residential Rehab Deferred Loan
Ramsey County HRA / Slipstream (administrator)
About This Program
The Grant Map catalogs Ramsey County Residential Rehab Deferred Loan in its St. Paul, MN research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Ramsey County's Residential Rehab Deferred Loan provides up to $20,000 as a 0% interest deferred loan for health, safety, and code-related repairs to single-family owner-occupied homes in suburban Ramsey County. The loan decreases at 10% per year after the first year and is fully forgiven after 10 years with no monthly payments. Excludes the City of Saint Paul.
No interest, no monthly payments. Loan decreases by 10%/year after year one, fully forgiven after 10 years if homeowner remains in residence.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for St. Paul, MN, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of St. Paul Healthy Homes Program Up to $50,000 grant
- City of St. Paul Power of Home Program Up to $50,000 grant
- City of Saint Paul CDBG Housing Rehabilitation Varies by project; typically $10,000-$35,000
- Ramsey County Critical Repair Grant Up to $10,000 grant
Key Details
- Up to $20,000 zero-interest deferred loan for home repairs
- No monthly payments; forgiven at 10% per year after year one
- Available in suburban Ramsey County, excludes St. Paul city limits
- Income limit: 80% AMI; no bankruptcies/foreclosures within 2 years
- Contact Slipstream: 800-525-6214 or RCLoan@slipstreaminc.org
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in St. Paul.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling
Questions about this program?
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Frequently asked questions
What amount is listed for Ramsey County Residential Rehab Deferred Loan in St. Paul, MN?
The Grant Map record states: Up to $20,000 deferred loan (forgiven at 10%/year). Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Ramsey County Residential Rehab Deferred Loan in St. Paul?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Ramsey County Residential Rehab Deferred Loan in St. Paul, MN?
Confirm the application route directly with Ramsey County HRA / Slipstream (administrator); use the cited source on this page as a starting point or call 800-525-6214. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in St. Paul, MN
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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