Home Improvement Grants in Smithtown.

Browse cataloged grants, rebates, loans, and other assistance records for Smithtown, NY. Verify each program's current rules, service area, and status.

The Smithtown, NY directory shows 25 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 3 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants19Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New York State Weatherization Assistance Program (WAP)

Provides free energy efficiency improvements including insulation, air sealing, furnace repair/replacement, and health a...

Weatherization
Deferred loan up to $30,000

Suffolk County Home Improvement Program

Provides deferred-payment, 0% interest loans for essential home repairs to owner-occupied single-family homes in Suffolk...

Home Repair
Grant up to $10,000

Suffolk County Accessibility Modification Program

Provides grants for home modifications that improve accessibility for residents with physical disabilities. Eligible imp...

Seniors & Disability
Up to $8,000 in rebates and incentives

PSEG Long Island Smart Solutions

Provides rebates for energy-efficient home upgrades including heat pumps (up to $3,000), insulation, air sealing, and sm...

Energy
Up to $14,000 in rebates

NYSERDA Heat Pump Rebate Program

Provides rebates for air-source and ground-source heat pump installations to replace fossil fuel heating systems. Enhanc...

Energy
Up to $5,000 plus tax credits

NY-Sun Solar Energy Incentive

Provides upfront incentives for installing residential solar photovoltaic systems. Incentive amount is based on system s...

Solar/Renewable
Free lead hazard removal

Suffolk County Lead Poisoning Prevention Program

Provides free lead hazard evaluation and remediation for homes built before 1978 with children under age 6 or pregnant w...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mode...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to construct or modify a home to meet their acce...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to adapt a home for accessibility. Eligible for ...

Veterans
Up to $1,350 per year

Suffolk County HOME Energy Assistance Program (HEAP)

Provides financial assistance to help eligible low-income households pay heating costs during winter months. Regular ben...

Energy
Grant up to $30,000

Suffolk County Septic Improvement Program

Provides grants to replace outdated cesspools and septic systems with advanced nitrogen-reducing systems to protect grou...

Home Repair
Free energy upgrades (no-cost)

PSEG Long Island Empower+ Program

Provides comprehensive no-cost energy efficiency improvements to income-qualified customers including insulation, air se...

Weatherization
5-50% tax reduction

Suffolk County Senior Citizen Property Tax Exemption

Reduces assessed value of primary residence by 5% to 50% for homeowners age 65 or older. Exemption percentage based on i...

Property Tax Relief
20% state tax credit (up to $50,000)

New York State Historic Homeownership Rehabilitation Tax Credit

Provides 20% state tax credit for qualified rehabilitation of income-producing historic properties and owner-occupied ho...

Historic
Up to full property tax exemption

New York State Disabled Veteran Property Tax Exemption

Provides property tax exemptions for veterans with service-connected disabilities. Exemption percentage ranges from 5% t...

Veterans
Basic: ~$300/yr, Enhanced: ~$600/yr

New York STAR Property Tax Exemption

Reduces school property tax bills for owner-occupied primary residences. Basic STAR available to all homeowners with inc...

Property Tax Relief
Up to $10,000 in incentives

NYSERDA Assisted Home Performance with ENERGY STAR

Provides enhanced incentives for comprehensive home energy upgrades for moderate-income households. Starts with whole-ho...

Weatherization
Varies by project; 75% federal / 25% local match

FEMA Flood Mitigation Assistance (FMA) Program

Provides grants to reduce or eliminate long-term risk of flood damage to buildings insured under the National Flood Insu...

Disaster
Up to $7,500 in rebates

National Grid Smart Energy Solutions

Provides rebates for natural gas customers who install energy-efficient heating equipment, water heaters, and home weath...

Energy
Up to $25,000 per unit

Suffolk County HOME Rental Rehabilitation Program

Provides loans to property owners to rehabilitate rental housing units for occupancy by low- and moderate-income househo...

Home Repair

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Local help in Smithtown, NY

Organizations that help Smithtown homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Smithtown, NY?

The directory includes 25 possible-program records associated with Smithtown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Smithtown classified?

Our classifier labels 19 records as grants, 2 as forgivable loans, and 3 as rebates in Smithtown. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Smithtown?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.