Home Improvement Grants in Saratoga Springs.
Browse cataloged grants, rebates, loans, and other assistance records for Saratoga Springs, NY. Verify each program's current rules, service area, and status.
The Saratoga Springs, NY directory shows 26 cataloged resources. Of those, 26 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 26 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 19 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
New York State Weatherization Assistance Program (WAP)
Federally funded program administered by NYS to improve energy efficiency in income-eligible homes through insulation, a...
Saratoga Springs Owner-Occupied Rehabilitation Program
CDBG-funded program providing forgivable loans to low and moderate-income homeowners for major home repairs and rehabili...
Saratoga Springs Emergency Home Repair Grant
Provides emergency repair grants for owner-occupied households facing urgent health and safety hazards. Priority given t...
New York State Lead Hazard Control Assistance Program
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under 6 ...
National Grid Heat Pump Rebate Program
Rebates for installation of qualifying air-source and ground-source heat pumps in National Grid service territory. Incen...
National Grid Income-Qualified Efficiency Program
Comprehensive energy efficiency services at no cost for income-qualified households including air sealing, insulation, L...
NYSERDA Home Performance with ENERGY STAR
Performance-based incentives for comprehensive home energy efficiency improvements. Program includes energy audit, contr...
NYSERDA EmPower+ for Income-Qualified Households
No-cost comprehensive home energy efficiency services for income-qualified households including air sealing, insulation,...
NY-Sun Solar Incentive Program
Financial incentives for residential solar photovoltaic installations in New York State. Incentive amount varies by regi...
New York State Historic Homeownership Rehabilitation Credit
State income tax credit equal to 20% of qualified rehabilitation expenditures for owner-occupied homes listed on State o...
Saratoga County HOME Investment Partnerships
HUD HOME funds administered by Saratoga County for owner-occupied home rehabilitation for low and moderate-income househ...
Saratoga Springs Accessibility Modification Grant
Grant funding for accessibility modifications to owner-occupied homes where a household member has a documented disabili...
Saratoga Springs Senior Home Repair Grant
Grant program for senior homeowners age 62+ to address home repairs and safety improvements. Covers repairs needed to ma...
USDA Section 504 Home Repair Program
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet accessibility nee...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Also f...
Saratoga Springs Water Line Repair Assistance
Financial assistance for income-qualified homeowners to repair or replace private water service laterals from the home t...
Saratoga Springs Sewer Lateral Repair Program
Forgivable loan program for homeowners to repair or replace failing private sewer laterals. Loan forgiven after 3 years ...
New York State STAR Property Tax Relief
School Tax Relief program providing property tax exemption or credit for owner-occupied primary residences. Basic STAR f...
New York State Senior Citizen Property Tax Exemption
Partial property tax exemption for senior homeowners age 65+ with qualifying income. Exemption percentage based on incom...
National Grid Home Insulation Rebate
Rebates for installation of qualifying insulation in attics, walls, basements, and crawl spaces. Must meet minimum R-val...
National Grid Smart Thermostat Rebate
Rebate for purchase and installation of qualifying ENERGY STAR certified smart thermostats. Must be internet-enabled and...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Saratoga Springs
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