Home Improvement Grants in San Mateo.

Browse cataloged grants, rebates, loans, and other assistance records for San Mateo, CA. Verify each program's current rules, service area, and status.

The San Mateo, CA directory shows 25 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $161,151, not an estimate of your award. Discovery tags include 5 senior-related records, 3 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants18Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $50,000

San Mateo CDBG Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs and rehabilitation for income-qualified owner-occupied homes ...

Home Repair
Grant up to $30,000

San Mateo ADA Accessibility Modification Program

Provides grants for accessibility improvements for owner-occupied homes where a disabled or senior resident lives. Cover...

Seniors & Disability
Up to $15,000 grant

San Mateo Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households with income at or below 50% AMI. Covers urgent repai...

Emergency
Grant up to $10,000

San Mateo Sewer Lateral Grant Program

Provides grants to income-qualified homeowners for sewer lateral repair or replacement on private property. Program help...

Home Repair
Up to $8,000 per home

San Mateo County Weatherization Assistance Program

Federal WAP program administered by San Mateo County to reduce energy costs for income-qualified households. Provides at...

Weatherization
Free energy-efficiency upgrades

PG&E Energy Savings Assistance Program

PG&E's no-cost program for income-qualified customers in San Mateo providing attic insulation, energy-efficient refriger...

Energy
Up to $3,000 rebate

PG&E Air Conditioner Replacement Program

Rebate for replacing old central air conditioner with high-efficiency ENERGY STAR® unit. Incentive amount based on effic...

Energy
Up to $2,000 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for installing ENERGY STAR® certified heat pump water heater to replace gas or electric storage water heater. Hea...

Energy
Varies by system size

California Solar Initiative (CSI) – San Mateo

State incentive program for residential solar photovoltaic installations in PG&E territory. Rebates based on system perf...

Solar/Renewable
Free or low-cost solar

Single-family Affordable Solar Housing (SASH)

California program providing no-cost or heavily subsidized solar electric systems to income-qualified homeowners. Admini...

Solar/Renewable
Up to $1,000/kWh

Self-Generation Incentive Program (SGIP) Battery Storage

California incentive for home battery energy storage systems paired with solar. Higher rebates available for customers i...

Solar/Renewable
Up to $6,500 per unit

California State Weatherization Program

State-funded weatherization to complement federal WAP, providing additional measures such as window replacement, advance...

Weatherization
Full lead remediation covered

California Lead Hazard Control Assistance Program

State program to remove lead paint hazards in pre-1978 homes with children under 6 or pregnant women. Includes testing, ...

Home Repair
Free water heater replacement

California Water Heater Pilot Light Replacement

Free gas water heater replacement for PG&E CARE customers whose pilot light has gone out and unit cannot be safely relit...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing low-interest loans up to $40,000 and grants up to $10,000 (for seniors 62+) to repair, improve...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to purchase or modify a home for wheelchair accessibil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to adapt a ho...

Veterans
Up to $5,000 grant

San Mateo County Senior Home Repair Program

County program providing home repair grants for seniors age 60+ in San Mateo County. Covers minor repairs, accessibility...

Seniors & Disability
Deferred loan up to $75,000

San Mateo County HOME Rehabilitation Program

Federal HOME funds administered by San Mateo County for major rehabilitation of owner-occupied homes. Deferred, no-inter...

Home Repair
Up to $3,000 grant

San Mateo Earthquake Retrofit Program

Grant for seismic retrofitting of wood-frame homes built before 1980. Covers foundation bolting and cripple wall bracing...

Disaster
Up to $161,151 exemption

San Mateo County Disabled Veterans' Property Tax Exemption

Property tax exemption for veterans with service-connected disabilities rated 100% or deemed 100% unemployable. Exempts ...

Property Tax Relief

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Local help in San Mateo, CA

Organizations that help San Mateo homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for San Mateo, CA?

The directory includes 24 possible-program records associated with San Mateo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for San Mateo classified?

Our classifier labels 18 records as grants, 1 as forgivable loans, and 4 as rebates in San Mateo. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in San Mateo?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.