Home Improvement Grants in San Luis Obispo.

Browse cataloged grants, rebates, loans, and other assistance records for San Luis Obispo, CA. Verify each program's current rules, service area, and status.

The San Luis Obispo, CA directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (22 currently open or actionable repair-assistance records)
No maximum amount or project cost published

Habitat for Humanity SLO County Home Preservation Program

Habitat's Home Preservation Program serves very-low- and low-income owner-occupants across San Luis Obispo County with a...

Home Repair
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

San Luis Obispo Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs and rehabilitation for income-qualified owner-occupants in Sa...

Home Repair
Up to $10,000 grant

San Luis Obispo Emergency Home Repair Grant

Provides emergency repair grants for owner-occupied homes with urgent health and safety hazards for very low-income hous...

Emergency
Up to $25,000 grant

San Luis Obispo ADA Accessibility Modification Grant

CDBG-funded grant for accessibility modifications to owner-occupied homes for residents with disabilities or seniors wit...

Seniors & Disability
Low-interest loan up to $15,000

San Luis Obispo Sewer Lateral Loan Program

Low-interest loan program to help homeowners repair or replace failing private sewer laterals. Loan is repaid through mo...

Home Repair
Up to $8,000 in weatherization services

San Luis Obispo County Weatherization Assistance Program

Free weatherization services for income-qualified households in San Luis Obispo County. Includes insulation, air sealing...

Weatherization
Rebates up to $5,500

PG&E Energy Upgrade California Home Upgrade

Rebates for comprehensive home energy efficiency upgrades for PG&E customers in San Luis Obispo. Covers insulation, air ...

Energy
Up to $3,300 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for installing qualifying electric heat pump water heaters for PG&E customers. Provides up to $3,300 for income-q...

Energy
Up to $6,500 rebate

PG&E Central Heat Pump HVAC Rebate

Rebate for installing qualifying central heat pump HVAC systems for PG&E customers. Income-qualified customers can recei...

Energy
Varies by battery capacity

California Self-Generation Incentive Program (SGIP)

Incentive for installing energy storage systems (batteries) paired with solar in San Luis Obispo. Provides per-kWh rebat...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar panel and battery storage system installation for homeowners in San...

Solar/Renewable
Free energy efficiency upgrades

California Energy Savings Assistance Program (ESAP)

Free energy efficiency improvements for low-income PG&E customers in San Luis Obispo including attic insulation, weather...

Energy
Up to $15,000 in weatherization

California Enhanced Weatherization (CalEnviroScreen Priority)

Enhanced weatherization services for low-income households in disadvantaged communities identified by CalEnviroScreen. P...

Weatherization
Free lead hazard removal

California Lead Hazard Reduction Program

State-funded lead hazard control for homes built before 1978 with children under 6 or pregnant women. Provides free lead...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

Grants and low-interest loans for very low-income homeowners in eligible rural areas near San Luis Obispo to repair, imp...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct, purchase, or modify a home to meet their ad...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. For veterans with bl...

Veterans
Up to $45,000 forgivable loan

San Luis Obispo County HOME Rehabilitation Program

Federal HOME Investment Partnerships Program funds for owner-occupied home rehabilitation in unincorporated San Luis Obi...

Home Repair
Up to $3,000 grant

California Earthquake Authority Brace + Bolt

Grant program to help California homeowners strengthen houses built before 1980 that are vulnerable to earthquake damage...

Disaster
Postpone full property tax payment

California Property Tax Postponement Program

Allows seniors age 62+, blind, or disabled homeowners in San Luis Obispo County with household income below $51,762 (202...

Property Tax Relief

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Local help in San Luis Obispo, CA

Organizations that help San Luis Obispo homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for San Luis Obispo, CA?

The directory includes 22 possible-program records associated with San Luis Obispo, including Habitat for Humanity SLO County Home Preservation Program, FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage. Inclusion does not confirm current availability or eligibility.

How are the assistance records for San Luis Obispo classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 4 as rebates in San Luis Obispo. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in San Luis Obispo?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.