CalHFA ADU Grant Program
California Housing Finance Agency (CalHFA)
About This Program
CalHFA's ADU Grant Program provided up to $40,000 to low-and-moderate-income homeowners to cover pre-development and non-recurring closing costs for building an Accessory Dwelling Unit (ADU). Income limit for Sacramento County was approximately 120% AMI (~$120,000 for a family of four). The current funding round is fully allocated; check CalHFA for future rounds.
Currently paused, funding fully exhausted; do not pay anyone claiming they can get you this grant (scam warning)
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Sacramento, CA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- SHRA Home Repair Program (HRP) Up to $10,000
- SHRA Lead Hazard Reduction Grant Program Up to $10,000 per unit
- Justice for Neighbors Emergency Home Repair Program Up to $15,000 per household
- Rebuilding Together Sacramento, Safe at Home Safety Modifications Free modifications, no dollar cap stated
Key Details
- Up to $40,000 for ADU pre-development costs: plans, permits, feasibility, impact fees
- Low-to-moderate income (≤120% AMI for Sacramento County, ~$120K for family of 4)
- Currently paused, funding fully allocated since December 2023
- Check calhfa.ca.gov/adu for announcements of new funding rounds
- Warning: CalHFA warns of scammers claiming to access this grant, apply only through official lenders
How to Apply
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Track this programProgram phone: 877-922-5432
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
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Get matched with a contractorOur record classifies the structure as a reimbursement. Confirm eligible costs, whether payment is required upfront, and when reimbursement is processed.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
The CalHFA ADU Grant reimburses up to 40,000 dollars of the predevelopment and non-recurring closing costs of building an accessory dwelling unit, such as site prep, architectural designs, permits, soil tests, impact fees, and surveys. You apply through a CalHFA-approved ADU lender or participant. Funding is released in rounds, so confirm a round is currently open before you count on it.
Steps to apply
- Confirm you own and occupy the property and meet the income limit for the current grant round.
- Develop your ADU plans (scope of work and budget).
- Contact a CalHFA-approved ADU participant or lender to start the application.
- Submit your ADU plans and income documentation; the grant reimburses eligible predevelopment costs.
Documents you will likely need
- Proof you own and occupy the property.
- Income documentation (pay stubs, W-2s, tax returns).
- ADU plans: scope of work and budget.
- Itemized predevelopment cost documents (designs, permits, soil tests, surveys).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Paused, fully allocated as of December 2023; check calhfa.ca.gov for new rounds
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Sacramento, CA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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