Home Improvement Grants in Rochester.

Browse cataloged grants, rebates, loans, and other assistance records for Rochester, MN. Verify each program's current rules, service area, and status.

The Rochester, MN directory shows 26 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants12Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates8Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Minnesota Weatherization Assistance Program (WAP)

Free weatherization services including insulation, air sealing, furnace repair/replacement, and water heater upgrades fo...

Weatherization
Up to $50,000 loan

Minnesota Housing Rehabilitation Loan Program

Low-interest deferred loan for major home repairs and improvements for owner-occupied households. Loans may be partially...

Home Repair
Forgivable loan up to $30,000

Rochester Owner-Occupied Housing Rehabilitation Program

CDBG-funded forgivable loan for major home repairs to correct code violations and health/safety hazards. Loan forgiven a...

Home Repair
Up to $10,000 grant

Rochester Emergency Home Repair Program

Emergency repair grant for income-eligible homeowners facing urgent health and safety issues. Covers repairs that pose i...

Emergency
Up to $15,000 forgivable loan

Rochester Home Accessibility Modification Program

Forgivable loan for accessibility modifications such as ramps, grab bars, widened doorways, accessible bathrooms, and li...

Seniors & Disability
Free lead hazard removal

Rochester Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in pre-1978 homes with children under 6. Free testing, risk assess...

Home Repair
Up to $15,000 low-interest loan

Rochester Sewer Lateral Loan Program

Low-interest loan to repair or replace private sewer laterals from home to public main. Loan repaid through property tax...

Home Repair
Up to $2,500 rebate

Rochester Public Utilities HVAC Rebate Program

Rebates for high-efficiency heating and cooling systems including air-source heat pumps, central AC, and furnaces. Pre-a...

Energy
Up to $800 rebate

RPU Heat Pump Water Heater Rebate

Rebate for ENERGY STAR certified heat pump water heaters. Must be installed by licensed contractor and meet program spec...

Energy
$100 rebate per thermostat

RPU Smart Thermostat Rebate

Rebate for ENERGY STAR certified smart thermostats. Limit of two thermostats per household. Available to all RPU electri...

Energy
Up to $1,000 rebate

RPU Home Insulation Rebate

Rebate for attic, wall, or basement insulation improvements. Energy audit recommended before application. Rebate based o...

Weatherization
Up to $800 rebate

CenterPoint Energy Furnace Rebate

Rebate for high-efficiency natural gas furnaces (95% AFUE or higher). Must be installed by licensed contractor. Availabl...

Energy
Up to $800 rebate

CenterPoint Energy Boiler Rebate

Rebate for high-efficiency natural gas boilers (95% AFUE or higher). Must be installed by licensed contractor. Available...

Energy
Up to $200 rebate

CenterPoint Energy Water Heater Rebate

Rebate for ENERGY STAR certified natural gas water heaters. Must meet minimum efficiency requirements (0.67 UEF or highe...

Energy
Up to $20,000 rebate

RPU SolarSense Solar Rebate Program

Rebate for residential solar photovoltaic systems. Incentive is $0.25 per watt DC for systems up to 40 kW. Pre-approval ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

Federal grants (up to $7,500) and loans (up to $20,000 at 1% interest) for very low-income homeowners to repair, improve...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase or construct an adapted home, or modify an ex...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside, or ...

Veterans
Free or low-cost services

Olmsted County Senior Chore Services

Minor home maintenance and yard work services for seniors age 60+ who are unable to perform tasks themselves and lack fa...

Seniors & Disability
Up to $1,800 annual heating assistance

Minnesota Energy Assistance Program (EAP)

Helps low-income Minnesota households pay for home heating costs and year-round energy bills. Benefit amount based on ho...

Energy
Up to $1,000 emergency repair

Minnesota Crisis Furnace Repair Program

Emergency assistance for low-income households facing a heating crisis due to furnace failure or broken heating equipmen...

Emergency
Up to $75,000

Minnesota Housing Fix-Up Fund

Affordable home improvement loan with competitive rates for repairs, accessibility improvements, or energy efficiency up...

Home Repair

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Local help in Rochester, MN

Organizations that help Rochester homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Rochester, MN?

The directory includes 24 possible-program records associated with Rochester, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Rochester classified?

Our classifier labels 12 records as grants, 3 as forgivable loans, and 8 as rebates in Rochester. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Rochester?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.