Home Improvement Grants in Philadelphia.
Browse cataloged grants, rebates, loans, and other assistance records for Philadelphia, PA. Verify each program's current rules, service area, and status.
The Philadelphia, PA directory shows 50 cataloged resources. Of those, 34 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 34 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 5 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 27 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Basic Systems Repair Program (BSRP)
Free emergency repairs for electrical, plumbing, heating, roofing, and structural problems in owner-occupied homes. Serv...
Weatherization Assistance Program (WAP)
Free weatherization and energy efficiency improvements for owner-occupied and tenant-occupied homes in Philadelphia. Hou...
Adaptive Modifications Program (AMP)
Free home adaptations for low-income individuals with permanent physical disabilities to improve accessibility and mobil...
Heater Hotline
Free emergency heater repairs, preventative maintenance, and heater clean-outs for eligible homeowners. If the heater ca...
Lead and Healthy Homes Program
Free lead inspection and possible lead paint remediation for families with children under 6, pregnant families, and newb...
Restore Repair Renew (RRR)
Low-interest home equity loan program offering 3% fixed-rate, 10-year loans from $2,500 to $50,000 for home repairs. Ove...
Neighborhood Preservation Initiative
A $400 million City Council initiative to expand and protect affordable housing, keep owners and renters in their homes,...
Habitat for Humanity Philadelphia Home Repair
Habitat for Humanity Philadelphia works with current Philadelphia homeowners on critical repairs. Applications open only...
Rebuilding Together Philadelphia
Free home repairs focused on safety, accessibility, energy efficiency, and generational wealth preservation. Over 2,000 ...
ECA Weatherization Program
Free weatherization and energy efficiency services delivered by the Energy Coordinating Agency for income-eligible Phila...
PECO Energy Efficiency Rebates
PECO offers rebates of $200-$300 on qualifying heat pumps and central AC, $50 on smart thermostats, plus instant discoun...
PGW EnergySense Rebates
PGW residential rebates include up to $500 on high-efficiency furnaces, up to $1,500 on boilers, $70 on smart thermostat...
PGW Customer Responsibility Program (CRP)
Income-based payment plan for PGW customers that can reduce gas bills by more than 50%. Over 74,000 customers projected ...
PGW Low-Income Usage Reduction Program (LIURP)
Free energy conservation measures for low-income PGW customers including insulation, air sealing, and heating system wor...
Solarize Greater Philadelphia
Government-backed group buying program connecting homeowners to vetted solar installers with consumer protections. Over ...
Utility Emergency Services Fund (UESF)
Emergency utility grants up to $1,500 for income-eligible residents facing utility termination or shutoff. PECO and Phil...
PHFA HomeStyle Renovation Loan
Mortgage program allowing homebuyers or existing homeowners to finance repairs, renovations, and energy improvements. Bo...
PHFA HEELP Energy Efficiency Loan
Ultra-low-interest energy efficiency loans from $1,000 to $10,000 at a fixed 1% APR for 10 years with no prepayment pena...
PHFA ACCESS Home Modification Program
Deferred payment loan with no interest and no monthly payments for homebuyers with disabilities who need accessibility m...
KEEP Home Energy Loan
Below-market 4.99% energy efficiency loans from $2,500 to $25,000 for Pennsylvania homeowners. Covers heating, cooling, ...
PA Property Tax/Rent Rebate Program
Annual rebate of up to $1,000 on property taxes or rent paid for eligible seniors (65+), widows/widowers (50+), and disa...
PA Weatherization Assistance Program
Federally funded program providing free weatherization to households at or below 200% of poverty guidelines. Administere...
PA Whole-Home Repairs Program
Landmark $125 million state program for critical home repairs and upgrades. Most counties have closed initial applicatio...
Pennsylvania BRIGHT Solar Program
Low-to-moderate income solar program funded by a $156 million federal Solar for All grant. Available to homeowners in Ph...
VA Specially Adapted Housing (SAH) Grant
Grants up to $126,526 for veterans with qualifying service-connected disabilities to build, buy, or modify a home for ac...
VA Special Housing Adaptation (SHA) Grant
Grants up to $25,350 for veterans with specific service-connected disabilities (blindness, loss of hands) to adapt an ex...
VA HISA Grant
Home Improvements and Structural Alterations grant providing up to $6,800 lifetime for medically necessary modifications...
VA Temporary Residence Adaptation (TRA) Grant
Grants to adapt a family member's home where a veteran is temporarily residing. Up to $50,961 for SAH-eligible veterans ...
USDA Section 504 Home Repair Loans & Grants
Loans up to $40,000 at 1% interest and grants up to $10,000 for very-low-income homeowners in eligible rural areas. Gran...
FHA Title I Home Improvement Loan
FHA-insured loan for home improvements up to $25,000 for single-family homes. Loans under $7,500 may be unsecured (no ho...
FHA 203(k) Rehabilitation Mortgage
Mortgage program financing home purchase and renovation in a single loan. Limited 203(k) covers up to $75,000 in minor r...
LIHEAP (Low Income Home Energy Assistance)
Federal heating assistance providing cash grants of $200 to $1,000 and crisis grants of $25 to $1,000 to help pay heatin...
Residential Clean Energy Credit (25D)
Federal tax credit covering 30% of costs for solar panels, solar water heaters, wind turbines, geothermal heat pumps, ba...
Energy Efficient Home Improvement Credit (25C)
Federal tax credit of 30% of costs up to $3,200 annually for energy-efficient home improvements. Includes $1,200 limit f...
PHA Housing Choice Voucher Homeownership
Allows Housing Choice Voucher holders to use their voucher for mortgage payments instead of rent. Includes first-time ho...
PHFA Keystone Advantage Assistance Loan
Down payment and closing cost assistance of up to $12,000 as a second mortgage for eligible first-time homebuyers using ...
PENNVEST/PHFA Septic Repair Loan
Low-interest loans up to $25,000 at 1.75% (up to 2.8% APR) for homeowners who need to repair or replace on-lot septic sy...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD CDBG Home Repair Programs
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Pennsylvania Whole-Home Repairs Program
Enacted as Act 3 of 2022 with a landmark $125 million ARPA appropriation, Pennsylvania's Whole-Home Repairs Program prov...
PHFA Keystone Renovate & Repair Loan Program
PHFA's Keystone Renovate & Repair (R&R) Loan Program offers below-market interest rate loans through a network of local ...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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