PHFA Keystone Renovate & Repair Loan Program
Pennsylvania Housing Finance Agency (PHFA)
About This Program
The Grant Map catalogs PHFA Keystone Renovate & Repair Loan Program in its Philadelphia, PA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
PHFA's Keystone Renovate & Repair (R&R) Loan Program offers below-market interest rate loans through a network of local nonprofit and government administrators to finance health, safety, energy efficiency, accessibility improvements, and code violations in owner-occupied homes statewide. Borrowers work with a Local Program Administrator who manages contractor selection and draws, ensuring quality workmanship. Contact PHFA for current interest rates and participating administrators in your area.
Estimated interest savings vs. market rate over loan term; assumes $20,000 loan.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Philadelphia, PA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Basic Systems Repair Program (BSRP) Up to $25,000 in free repairs
- Weatherization Assistance Program (WAP) Up to ~$8,000 in free weatherization
- Adaptive Modifications Program (AMP) Up to $20,000 in free modifications
- Heater Hotline Free emergency heater repair
Key Details
- Below-market interest rate loans for home repairs and improvements
- Up to $30,000 for renovation work on owner-occupied homes
- Covers health, safety, energy efficiency, and accessibility projects
- Administered locally by PHFA-approved nonprofits and lenders
- Call PHFA at 1-855-827-3466 for local administrator referral
How to Apply
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Track this programProgram phone: 1-855-827-3466
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Philadelphia.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications through PHFA-approved lenders and local program administrators
Questions about this program?
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Frequently asked questions
What amount is listed for PHFA Keystone Renovate & Repair Loan Program in Philadelphia, PA?
The Grant Map record states: Up to $30,000 (combined renovation loan). Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for PHFA Keystone Renovate & Repair Loan Program in Philadelphia?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for PHFA Keystone Renovate & Repair Loan Program in Philadelphia, PA?
Confirm the application route directly with Pennsylvania Housing Finance Agency (PHFA); use the cited source on this page as a starting point or call 1-855-827-3466. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Philadelphia, PA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs