PHFA ACCESS Home Modification Program
Pennsylvania Housing Finance Agency
About This Program
The Grant Map catalogs PHFA ACCESS Home Modification Program in its Philadelphia, PA research directory. Directory placement does not confirm current service coverage or eligibility; verify both with the program administrator.
Deferred payment loan with no interest and no monthly payments for homebuyers with disabilities who need accessibility modifications. Can be combined with a PHFA first mortgage for the home purchase.
Deferred payment, no interest, no monthly payment; repaid at sale or refinance
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Philadelphia, PA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Basic Systems Repair Program (BSRP) Up to $25,000 in free repairs
- Weatherization Assistance Program (WAP) Up to ~$8,000 in free weatherization
- Adaptive Modifications Program (AMP) Up to $20,000 in free modifications
- Heater Hotline Free emergency heater repair
Key Details
- 0% interest deferred payment loan
- No monthly payments required
- For homebuyers with disabilities needing modifications
- Must be combined with PHFA first mortgage
- Repaid when home is sold or refinanced
How to Apply
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Track this programProgram phone: 1-855-827-3466
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Philadelphia.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Documentation of disability (award letter or a physician's statement) if the program is disability-based.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing
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Frequently asked questions
What amount is listed for PHFA ACCESS Home Modification Program in Philadelphia, PA?
The Grant Map record states: Deferred payment loan, 0% interest. Confirm the current amount and eligible costs with the administrator.
How do I apply for PHFA ACCESS Home Modification Program in Philadelphia, PA?
Confirm the application route directly with Pennsylvania Housing Finance Agency; use the cited source on this page as a starting point or call 1-855-827-3466. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Philadelphia, PA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs