PENNVEST/PHFA Septic Repair Loan

PENNVEST / PHFA

Available Home Repair

About This Program

The Grant Map catalogs PENNVEST/PHFA Septic Repair Loan in its Philadelphia, PA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

Low-interest loans up to $25,000 at 1.75% (up to 2.8% APR) for homeowners who need to repair or replace on-lot septic systems or make first-time connections to public sewer. Terms up to 20 years for standard homes.

1.75% rate, up to 2.8% APR; terms up to 20 years

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for Philadelphia, PA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • Up to $25,000 for septic/sewer work
  • 1.75% interest rate (up to 2.8% APR)
  • Terms up to 20 years
  • Repair, replace, or connect to public sewer
  • Joint program of PENNVEST and PHFA

How to Apply

Review possible next steps Try Cited Source Track this program

Program phone: 1-855-827-3466

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Philadelphia.

Get matched with a contractor

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

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Frequently asked questions

What amount is listed for PENNVEST/PHFA Septic Repair Loan in Philadelphia, PA?

The Grant Map record states: Up to $25,000 at 1.75% interest. Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for PENNVEST/PHFA Septic Repair Loan in Philadelphia?

The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for PENNVEST/PHFA Septic Repair Loan in Philadelphia, PA?

Confirm the application route directly with PENNVEST / PHFA; use the cited source on this page as a starting point or call 1-855-827-3466. Confirm any fee or cost with the administrator.

Need a Contractor for This Project?

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Find More Programs in Philadelphia, PA

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

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