Home Improvement Grants in Phenix City.

Browse cataloged grants, rebates, loans, and other assistance records for Phenix City, AL. Verify each program's current rules, service area, and status.

The Phenix City, AL directory shows 22 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization improvements

Alabama Department of Economic and Community Affairs Weatherization Assistance Program

Federally funded program administered by ADECA that provides free weatherization services to low-income households in Al...

Weatherization
Up to $20,000 forgivable loan

Phenix City Owner-Occupied Housing Rehabilitation Program

Provides major home repairs and rehabilitation for low-income owner-occupied homes in Phenix City. Loan is forgiven afte...

Home Repair
Up to $5,000 emergency grant

Phenix City Emergency Home Repair Grant

Provides emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Priority giv...

Emergency
Up to $12,000 for accessibility upgrades

Phenix City ADA Accessibility Modification Program

Provides accessibility modifications for low-income homeowners with disabilities in Phenix City. Includes ramps, bathroo...

Seniors & Disability
Up to $3,000 repair assistance

Phenix City Sewer Lateral Repair Assistance

Cost-share program to assist Phenix City homeowners with repair or replacement of failing private sewer lateral lines fr...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans (1% fixed) and grants to very low-income rural homeowners for repairs, impr...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their disability-related needs. Eligible...

Veterans
Up to $650 HVAC rebate

Alabama Power Smart Savings HVAC Rebate

Rebate for Alabama Power residential customers who install qualifying high-efficiency central air conditioning or heat p...

Energy
Up to $350 insulation rebate

Alabama Power Smart Savings Insulation Rebate

Rebate for Alabama Power residential customers who add qualifying insulation to attics, floors, or walls. Must meet mini...

Weatherization
Up to $400 water heater rebate

Alabama Power Smart Savings Water Heater Rebate

Rebate for Alabama Power residential customers who install qualifying high-efficiency electric water heaters, including ...

Energy
Up to $200 window rebate

Alabama Power Smart Savings Window Rebate

Rebate for Alabama Power residential customers who install qualifying ENERGY STAR® certified windows. Windows must meet ...

Weatherization
Free lead hazard removal

Alabama Department of Public Health Lead Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under 6 y...

Home Repair
Up to $25,000 forgivable loan

HOME Investment Partnerships Program - Homeowner Rehabilitation

Federal HOME funds administered by ADECA provide rehabilitation assistance to low-income homeowners. Forgivable loan for...

Home Repair
Up to $5,000 property value exemption

Alabama Homestead Exemption for Seniors and Disabled

Alabama provides property tax exemptions for seniors 65+ and disabled homeowners. Exempts up to $5,000 of assessed prope...

Property Tax Relief
Up to $50,000 disaster recovery grant

Alabama Community Development Block Grant - Disaster Recovery

CDBG-DR funds activated after federally declared disasters to help low- and moderate-income homeowners repair, rebuild, ...

Disaster
Mortgage + renovation costs (subject to FHA limits)

FHA 203(k) Rehabilitation Mortgage Insurance

FHA-insured mortgage that allows borrowers to finance both the purchase (or refinance) of a house and the cost of its re...

Home Repair
Grant up to 25% of project cost (max $20,000)

USDA Rural Energy for America Program (REAP)

USDA grant program for rural small businesses and agricultural producers to purchase renewable energy systems (solar, wi...

Solar/Renewable

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Local help in Phenix City, AL

Organizations that help Phenix City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Phenix City, AL?

The directory includes 20 possible-program records associated with Phenix City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Phenix City classified?

Our classifier labels 13 records as grants, 2 as forgivable loans, and 4 as rebates in Phenix City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Phenix City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.