FHA 203(k) Rehabilitation Mortgage Insurance
Federal Housing Administration (FHA)
About This Program
The Grant Map catalogs FHA 203(k) Rehabilitation Mortgage Insurance in its Phenix City, AL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
FHA-insured mortgage that allows borrowers to finance both the purchase (or refinance) of a house and the cost of its rehabilitation through a single mortgage. Available for both Limited (up to $35,000) and Standard 203(k) loans.
Loan combines purchase/refinance and renovation costs up to FHA county limits
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
This is a national program. You can also review these local programs in Phenix City, AL; confirm separately whether they can coordinate:
Key Details
- Single mortgage for purchase + renovation
- Limited 203(k) up to $35,000 repairs
- Standard 203(k) for major rehab projects
- Must use FHA-approved lender and contractor
- Available for owner-occupied 1-4 unit properties
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Phenix City.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Available through FHA-approved lenders year-round
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
Email us about this programReport a problem with this listing
Frequently asked questions
What audience tags are recorded for FHA 203(k) Rehabilitation Mortgage Insurance in Phenix City?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for FHA 203(k) Rehabilitation Mortgage Insurance in Phenix City, AL?
Confirm the application route directly with Federal Housing Administration (FHA); use the cited source on this page as a starting point or call (800) 225-5342. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Phenix City, AL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs