Home Improvement Grants in Birmingham.

Browse cataloged grants, rebates, loans, and other assistance records for Birmingham, AL. Verify each program's current rules, service area, and status.

The Birmingham, AL directory shows 33 cataloged resources. Of those, 27 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 27 records is $126,526, not an estimate of your award. Discovery tags include 12 senior-related records, 3 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-07-20. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants21Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 33 resources (27 currently open or actionable repair-assistance records)
$30,000

City of Birmingham Critical Repair Program

The City of Birmingham's official Critical Repair Program page describes up to $30,000 in health-and-safety home repairs...

Home Repair
Varies by project scope

Jefferson County CDBG Housing Rehabilitation Program

Jefferson County administers HUD-funded housing rehabilitation assistance to income-eligible homeowners in unincorporate...

Home Repair
Up to $10,000 (roof grants); critical repair varies

Greater Birmingham Habitat for Humanity, Home Repair & Roof Program

Greater Birmingham Habitat for Humanity provides critical home repairs and roof replacements through partnerships with t...

Home Repair
Free repairs (no dollar limit stated)

Rebuilding Together Central Alabama

Rebuilding Together Central Alabama provides free home repair and renovation services to low-income, elderly, and disabl...

Home Repair
Average ~$6,500 per unit (DOE national average)

Alabama Weatherization Assistance Program (WAP)

The Alabama Weatherization Assistance Program provides free energy efficiency improvements to income-eligible homes acro...

Weatherization
Up to $1,600 combined (heat pump + water heater + thermostat)

Alabama Power Residential Energy Efficiency Rebates

Alabama Power offers rebates to residential customers on qualifying energy-efficient upgrades, including a $1,000 rebate...

Energy
Up to $500 (furnace + water heater + stove rebates)

Spire Alabama (Alagasco) Natural Gas Appliance Rebates

Spire Alabama (formerly Alagasco) offers rebates to residential natural gas customers on qualifying high-efficiency appl...

Energy
Up to $1,100 (Winter Crisis); $580 heating / $520 cooling standard

Alabama LIHEAP, Low Income Home Energy Assistance Program

Alabama's LIHEAP program provides cash assistance to low-income households to offset heating and cooling energy costs, a...

Energy
Varies; full exemption for disabled/over-65 low-income

Alabama Homestead Property Tax Exemption

Alabama offers multiple homestead property tax exemptions for owner-occupants. Exemption III fully exempts homeowners ag...

Property Tax Relief
Full property tax exemption (all taxes)

Alabama Disabled Veteran Property Tax Exemption

Alabama exempts qualifying disabled veterans and their unremarried surviving spouses from all property taxes on their ho...

Property Tax Relief
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) & Special Housing Adaptation (SHA) Grants

The VA's SAH grant (up to $126,526 in FY2026) helps veterans with severe service-connected disabilities purchase or buil...

Veterans
No loan limit for eligible veterans with full entitlement

VA-Backed Home Loan Guarantee

VA-backed home loans allow eligible veterans, service members, and surviving spouses to purchase or refinance a home wit...

Veterans
Up to 2025 FHA loan limit ($806,500 standard; $75,000 limited rehab)

FHA 203(k) Rehabilitation Mortgage

The FHA 203(k) loan allows homebuyers and existing owners to finance both the purchase (or refinance) and renovation of ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans & Grants

USDA Rural Development's Section 504 program provides loans up to $40,000 at 1% interest to very-low-income homeowners i...

Home Repair
Down payment assistance; below-market 30-year mortgage

AHFA Step Up Homeownership Program

AHFA's Step Up program provides below-market 30-year fixed mortgage rates and down payment assistance to moderate-income...

Home Repair
Up to $3,200 per year (combined; $2,000 heat pumps + $1,200 other)

IRA Energy Efficient Home Improvement Tax Credit (25C)

The Inflation Reduction Act's 25C tax credit covers 30% of costs for qualifying energy-efficient home improvements, up t...

Energy
Up to $8,000 (LMI households); up to $4,000 standard

Alabama IRA HOMES Rebate Program (ADECA)

Alabama is developing its federally funded HOMES (Home Owner Managing Energy Savings) rebate program under the Inflation...

Energy
Varies by disaster event and program round

Home Recovery Alabama Program

Home Recovery Alabama provides housing rehabilitation and repair assistance to homeowners whose properties were damaged ...

Home Repair
Various; see individual programs

City of Birmingham COBCD Programs & Initiatives

The City of Birmingham's Community and Business Development division (COBCD) administers multiple housing and neighborho...

Home Repair
Varies by modification scope

Jefferson County Accessibility Modifications Program

Jefferson County provides funding for accessibility modifications to homes of income-eligible residents with disabilitie...

Seniors & Disability
$4,000 assessed value exemption (Exemption I); full county exemption (Exemption II)

Alabama Standard Homestead Exemption (Exemption I & II)

All owner-occupants of a single-family primary residence in Alabama qualify for Homestead Exemption I, which reduces ass...

Property Tax Relief
Varies; rehabilitation loans or grants up to HUD limits

HOME Investment Partnerships Program (HOME)

The HOME Investment Partnerships Program provides federal funding to Birmingham for housing rehabilitation, homebuyer as...

Home Repair
Billing assistance; amount varies

Alabama Power Energy Assistant Program

Alabama Power's Energy Assistant program provides billing assistance to low-income residential customers who need help p...

Energy
30% of cost; no annual cap (solar, geothermal, battery storage)

IRA Residential Clean Energy Credit (25D)

The IRA's Residential Clean Energy Credit provides a 30% federal tax credit with no cap for qualifying solar panels, geo...

Energy
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair

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Local help in Birmingham, AL

Organizations that help Birmingham homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Birmingham, AL?

The directory includes 27 possible-program records associated with Birmingham, including Jefferson County CDBG Housing Rehabilitation Program, Greater Birmingham Habitat for Humanity, Home Repair & Roof Program, Rebuilding Together Central Alabama. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Birmingham classified?

Our classifier labels 21 records as grants, 1 as forgivable loans, and 3 as rebates in Birmingham. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Birmingham?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.