Home Improvement Grants in Cullman.
Browse cataloged grants, rebates, loans, and other assistance records for Cullman, AL. Verify each program's current rules, service area, and status.
The Cullman, AL directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 16 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Alabama Housing Finance Authority Step Up Program
AHFA's Step Up program provides forgivable loans to income-eligible homeowners for critical home repairs and improvement...
Alabama Weatherization Assistance Program (WAP)
Federally funded weatherization program administered by ADECA through North Central Alabama Regional Council. Provides f...
City of Cullman Owner-Occupied Rehabilitation Program
CDBG-funded program for owner-occupied rehabilitation in Cullman city limits. Provides forgivable loans for major home r...
City of Cullman Emergency Home Repair Grant
Provides emergency repair grants for owner-occupied homes in Cullman with immediate health and safety hazards. Available...
USDA Section 504 Home Repair Loans & Grants
USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very low-income rural homeowners age...
Alabama Power Energy Efficiency Rebates
Alabama Power offers rebates for energy-efficient HVAC systems, heat pumps, water heaters, and home insulation upgrades....
Alabama Power Heat Pump Rebate Program
Rebate for installing qualifying high-efficiency heat pumps (14 SEER or higher). Available to all Alabama Power resident...
Alabama Power Electric Water Heater Rebate
Rebate for purchasing and installing qualifying electric water heaters with energy-efficient ratings. Available to all A...
VA Specially Adapted Housing (SAH) Grant
VA grant for veterans with certain service-connected disabilities to build, remodel, or purchase a specially adapted hom...
VA Special Housing Adaptation (SHA) Grant
VA grant for veterans with certain service-connected disabilities to adapt a home with special features for mobility or ...
Alabama LIHEAP Energy Assistance
Low-Income Home Energy Assistance Program helps eligible households pay heating and cooling bills. Administered through ...
Cullman County Senior Home Repair Program
Provides home repair grants to low-income senior homeowners (age 60+) in Cullman County. Covers critical repairs includi...
Cullman County ADA Home Accessibility Program
CDBG-funded program providing grants for accessibility modifications to homes of low-income residents with disabilities....
Alabama Lead Hazard Reduction Program
HUD-funded program administered by Alabama Department of Public Health to remove lead-based paint hazards in pre-1978 ho...
Cullman Sewer Lateral Repair Assistance
Low-interest loan program to help homeowners repair or replace private sewer laterals connecting to city sewer mains. Av...
Federal Residential Solar Tax Credit (ITC)
Federal tax credit equal to 30% of the cost of installing solar panels and battery storage on residential property. Avai...
HOME Investment Partnerships Rehabilitation
Federally funded HOME program providing forgivable loans for comprehensive home rehabilitation to low-income homeowners....
Alabama Historical Commission Tax Credits
Combined state and federal tax credits for substantial rehabilitation of historic properties. Alabama offers 25% state c...
Alabama Senior Property Tax Exemption
Alabama homeowners age 65+ with annual income of $12,000 or less may qualify for full exemption from state property taxe...
Alabama Disability Property Tax Exemption
Alabama homeowners who are permanently and totally disabled with annual income of $12,000 or less may qualify for full e...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Cullman
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