Home Improvement Grants in Owatonna.

Browse cataloged grants, rebates, loans, and other assistance records for Owatonna, MN. Verify each program's current rules, service area, and status.

The Owatonna, MN directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

Swipe horizontally or use the arrow keys to review every column.

Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.

1
Filter
Tell us about you
2
Browse
See matching programs
Or filter by your situation
Showing all 24 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Minnesota Weatherization Assistance Program (WAP)

Federally funded weatherization services provided through Steele County to improve home energy efficiency for income-qua...

Weatherization
Up to $30,000 grant

Owatonna Owner-Occupied Housing Rehabilitation Grant

CDBG-funded rehabilitation grants for owner-occupied homes in Owatonna city limits. Provides major repairs including roo...

Home Repair
Up to $10,000 grant

Owatonna Emergency Home Repair Grant

Provides emergency home repair grants for critical health and safety issues in owner-occupied homes in Owatonna. Address...

Emergency
Up to $20,000 grant

Owatonna Home Accessibility Modification Grant

CDBG-funded accessibility modifications for owner-occupied homes where a household member has a documented disability. C...

Seniors & Disability
Up to $2,500 rebate

Owatonna Public Utilities Heat Pump Rebate

Rebate for installation of energy-efficient air-source or ground-source heat pumps in homes served by Owatonna Public Ut...

Energy
Up to $500 rebate

Owatonna Public Utilities Electric Water Heater Rebate

Rebate for installation of qualifying electric water heaters or heat pump water heaters in homes served by Owatonna Publ...

Energy
Up to $150 per appliance

Owatonna Public Utilities Energy-Efficient Appliance Rebate

Rebates for ENERGY STAR certified appliances including refrigerators, clothes washers, and dishwashers for OPU electric ...

Energy
Up to $100 rebate

Owatonna Public Utilities Smart Thermostat Rebate

Rebate for purchasing and installing qualifying smart thermostats in homes served by OPU. Smart thermostats optimize hea...

Energy
Up to $200 rebate

Owatonna Public Utilities LED Lighting Rebate

Rebate for purchasing qualifying ENERGY STAR LED light fixtures and bulbs for residential customers. Helps reduce lighti...

Energy
Free lead hazard removal

Steele County Lead Hazard Reduction Program

State-funded lead hazard reduction services for homes built before 1978 in Steele County where children under age 6 resi...

Home Repair
Up to $50,000 loan (0% interest)

Minnesota Housing Rehabilitation Loan

Zero-percent interest rehabilitation loans for owner-occupied homes statewide through Minnesota Housing Finance Agency. ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal grants up to $10,000 and loans up to $40,000 for very low-income homeowners in eligible rural areas to remove he...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their disability-rel...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...

Veterans
Up to $8,000 grant

Minnesota Septic System Upgrade Grant

State grant for homeowners replacing failing septic systems to protect groundwater quality. Available through Steele Cou...

Home Repair
Up to $50,000 per unit

Minnesota HOME Rental Rehabilitation Program

Federal HOME funds for rehabilitation of rental properties in exchange for rent and income restrictions. Owner must agre...

Home Repair
Up to $25,000 loan

Minnesota Housing Senior Fix-Up Fund

Low-interest loan program for Minnesota homeowners age 55+ to make repairs and accessibility modifications that enable a...

Seniors & Disability
Up to $3,060 refund

Minnesota Homestead Credit Refund (Property Tax Refund)

State property tax relief for homeowners whose property taxes are high relative to their income. Refund amount based on ...

Property Tax Relief
Up to $1,600 assistance

Minnesota Energy Assistance Program (LIHEAP)

Federal assistance for home heating and cooling costs for low-income households in Minnesota. Regular program provides a...

Energy
Up to $850 rebate

CenterPoint Energy Gas Furnace Rebate

Rebate for installation of qualifying high-efficiency natural gas furnaces or boilers for CenterPoint Energy customers i...

Energy

Build a funding plan

Pick a project to screen resources and see what still needs verification.

Refine for your household (optional)

Answers stay in this browser and are sent when you request screening.

Contractor listings in Owatonna

Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.

No contractors listed yet, be the first in this market.

Request a local contractor match

Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.

Request city program-change alerts

Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

Know a grant or program we are missing? Suggest it

Local help in Owatonna, MN

Organizations that help Owatonna homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Owatonna, MN?

The directory includes 23 possible-program records associated with Owatonna, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Owatonna classified?

Our classifier labels 15 records as grants, 1 as forgivable loans, and 6 as rebates in Owatonna. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Owatonna?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.