Home Improvement Grants in Oswego.
Browse cataloged grants, rebates, loans, and other assistance records for Oswego, NY. Verify each program's current rules, service area, and status.
The Oswego, NY directory shows 25 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 17 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 4 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
New York State Weatherization Assistance Program (WAP)
Federally-funded program administered by New York State that provides free energy efficiency improvements to income-elig...
Oswego CDBG Owner-Occupied Rehabilitation Program
CDBG-funded program providing comprehensive home repairs and rehabilitation for income-eligible owner-occupied homes in ...
Oswego Emergency Home Repair Program
Provides emergency grants for urgent home repairs that pose immediate threats to health and safety. Priority given to se...
Oswego Lead Hazard Control and Abatement Program
State and federally-funded program to eliminate lead-based paint hazards in pre-1978 homes with children under age 6. Se...
Oswego Accessibility Modification Program
Provides grants for home modifications to improve accessibility for persons with disabilities. Covers wheelchair ramps, ...
Oswego Sewer Lateral Replacement Program
Cost-sharing program for replacing failing private sewer laterals from homes to the city main. City provides up to 50% s...
National Grid Air Source Heat Pump Rebate
National Grid provides rebates for qualifying air source heat pump installations in Oswego. Rebates vary by system type ...
National Grid Home Insulation Rebate
National Grid offers rebates for home insulation upgrades including attic, wall, and basement insulation. Requires an in...
National Grid Smart Thermostat Rebate
National Grid offers instant rebates on qualifying Wi-Fi-enabled smart thermostats purchased through participating retai...
National Grid Heat Pump Water Heater Rebate
National Grid provides rebates for high-efficiency heat pump water heaters that use up to 60% less energy than standard ...
NYSERDA Solar Energy System Incentive
NYSERDA provides incentives for residential solar photovoltaic systems installed by certified contractors. Combined with...
USDA Section 504 Home Repair Loan
Low-interest loans for very low-income homeowners in eligible rural areas near Oswego to repair, improve, or modernize h...
USDA Section 504 Home Repair Grant
Grants to very low-income homeowners age 62 and older in eligible rural areas near Oswego to remove health and safety ha...
VA Specially Adapted Housing (SAH) Grant
Grants for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate ...
VA Special Housing Adaptation (SHA) Grant
Grants for eligible veterans with certain service-connected disabilities to adapt a home they live in. Covers modificati...
New York State HOME Program Homeowner Rehabilitation
Federal HOME Investment Partnerships Program funds administered by New York State for comprehensive homeowner rehabilita...
Oswego Senior Citizens Property Tax Exemption
Property tax exemption for Oswego homeowners age 65 and older with income below $29,000 (or $37,000 for married couples)...
Oswego Enhanced STAR Property Tax Exemption
Enhanced School Tax Relief (STAR) exemption for homeowners age 65 and older with income of $98,700 or less. Provides par...
Oswego County Home Energy Assistance Program (HEAP)
New York State Home Energy Assistance Program provides grants to help low-income households pay heating bills. Regular b...
Oswego County Emergency HEAP
Emergency HEAP benefit for households facing heating emergencies including fuel tank depletion, utility shut-off notice,...
New York State Lead Primary Prevention Program
State-funded program to identify and remediate lead hazards in homes built before 1978 where young children reside or vi...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Oswego
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