Home Improvement Grants in Oakland.

Browse cataloged grants, rebates, loans, and other assistance records for Oakland, CA. Verify each program's current rules, service area, and status.

The Oakland, CA directory shows 38 cataloged resources. Of those, 33 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 33 records is $150,000, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 18 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants19Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates11Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 38 resources (33 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
0% or 3% deferred loan; current page does not state an amount

Oakland Home Maintenance and Improvement Program (HMIP)

Oakland's current HMIP page describes deferred loans for owner-occupied low- and moderate-income households to correct h...

Home Repair
Grant up to $10,000

Oakland Soft-Story Seismic Retrofit Program

Provides grants to help low- and moderate-income homeowners retrofit wood-frame buildings with soft-story (weak first fl...

Home Repair
Free lead hazard removal

Oakland Lead Safe Home Program

HUD-funded program to reduce lead-based paint hazards in Alameda County homes built before 1978 with children under 6. A...

Home Repair
Grant up to $15,000

Oakland Private Sewer Lateral Grant Program

Provides grants to low-income homeowners for repair or replacement of private sewer laterals (the pipe from home to stre...

Home Repair
Rebates up to $7,500

PG&E Energy Upgrade California

Comprehensive home energy upgrade program offering rebates for HVAC, insulation, air sealing, duct sealing, and other ef...

Weatherization
Rebate up to $4,000

PG&E Heat Pump Water Heater Rebate

Rebate for purchase and installation of ENERGY STAR certified heat pump water heaters. Higher rebates available for inco...

Energy
Rebates up to $5,500

PG&E HVAC Rebate Program

Rebates for energy-efficient central air conditioning, heat pumps, and smart thermostats. Includes ductless mini-split h...

Energy
Rebates vary by system size

PG&E Self-Generation Incentive Program (SGIP)

California state incentive for home battery storage systems, solar paired with storage, and backup power. Equity and res...

Solar/Renewable
$150 per toilet (up to 2)

EBMUD High-Efficiency Toilet Rebate

Rebate for replacement of old toilets (installed before 1994) with WaterSense labeled high-efficiency toilets. Saves an ...

Energy
$1.50 per square foot (max 2,500 sq ft)

EBMUD Lawn Conversion Rebate

Rebate for converting water-thirsty lawns to drought-tolerant California-friendly landscaping. Covers materials and inst...

Energy
$80 per controller

EBMUD Smart Irrigation Controller Rebate

Rebate for EPA WaterSense labeled smart irrigation controllers that automatically adjust watering schedules based on wea...

Energy
Average $6,500 in free upgrades

California Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to low-income households. Includes attic and wall insula...

Weatherization
Free energy efficiency upgrades

California Energy Savings Assistance Program

Free energy efficiency services for income-qualified households. Includes attic insulation, weather stripping, caulking,...

Weatherization
Rebates up to $5,000

California Solar Initiative - Thermal (CSI-Thermal)

Incentive program for solar water heating and solar pool heating systems. Provides rebates for residential solar thermal...

Solar/Renewable
Up to $40,000 for ADU predevelopment

California Housing Finance Agency ADU Grant

Provides grants and low-cost financing to support the construction of accessory dwelling units (ADUs) on owner-occupied ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes or remove health and...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet disability-related needs. Covers modific...

Veterans
Varies by project scope

Alameda County HOME Investment Partnerships

Federal HOME funds support owner-occupied housing rehabilitation for low-income households in unincorporated Alameda Cou...

Home Repair
Up to $80,000 in assistance

California Mortgage Relief Program

Provides mortgage payment assistance and assistance to reinstate delinquent mortgages for homeowners experiencing financ...

Home Repair
Up to $4,500 for heat pumps

East Bay Community Energy Heat Pump Incentive

Incentives for switching from gas to electric heat pumps for space heating and cooling. Includes ductless mini-split sys...

Energy
$750 induction stove rebate

East Bay Community Energy Induction Stove Rebate

Rebate for replacing gas stoves with electric induction cooktops or ranges. Improves indoor air quality and reduces emis...

Energy
Up to $4,000 for panel upgrade

East Bay Community Energy Electrical Panel Upgrade

Incentive to upgrade electrical service panels to support electrification of home heating, water heating, and cooking. R...

Home Repair
Defers property tax payment

Alameda County Senior Property Tax Postponement

Allows seniors 62+ with limited income to defer payment of property taxes on their primary residence. State pays taxes a...

Property Tax Relief
Mills Act property tax reduction

Oakland Historic Preservation Assistance

Mills Act contracts provide property tax reduction for owners of designated historic properties who rehabilitate and mai...

Historic
Varies by tribal allocation

Indian Community Development Block Grant

Federal funding for tribes to support housing rehabilitation and community development. Tribal members should contact th...

Home Repair
Loan up to $40,000

Oakland Emergency Home Repair Loan Program

City loan program for owner-occupied Oakland properties where household income does not exceed 50% AMI. The current prog...

Emergency
Varies by disaster and damage

California Wildfire & Disaster Recovery Program

State disaster recovery assistance for homeowners impacted by declared disasters including wildfires, floods, and earthq...

Disaster
Up to $5,000 for fire hardening

East Bay Hills Fire Prevention Grants

Cost-share grants for homeowners in high fire severity zones to create defensible space and harden homes against wildfir...

Disaster
Free or low-cost solar installation

DAC-SASH - Disadvantaged Communities Solar

Provides no-cost or heavily subsidized solar photovoltaic systems to low-income homeowners in disadvantaged communities....

Solar/Renewable
Up to $2,000 for backflow prevention

Oakland Sewer Backup Prevention Rebate

Rebate for installation of sewer backflow prevention devices to protect homes from sewage backups during heavy rains. Co...

Home Repair
30% tax credit on eligible costs

Federal Residential Clean Energy Tax Credit

Federal tax credit worth 30% of the cost of installing solar panels, solar water heating, battery storage, geothermal he...

Solar/Renewable
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Credit

Federal tax credit for energy-efficient home improvements including heat pumps ($2,000), heat pump water heaters ($2,000...

Weatherization
Varies by household size, income, and energy costs

California LIHEAP

Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...

Energy

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Local help in Oakland, CA

Organizations that help Oakland homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Oakland, CA?

The directory includes 33 possible-program records associated with Oakland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Oakland classified?

Our classifier labels 19 records as grants, 2 as forgivable loans, and 11 as rebates in Oakland. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Oakland?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.