Home Improvement Grants in O'Fallon.

Browse cataloged grants, rebates, loans, and other assistance records for O'Fallon, IL. Verify each program's current rules, service area, and status.

The O'Fallon, IL directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $20,000

Illinois Weatherization Assistance Program (WAP)

Federally funded program that provides free weatherization improvements to income-eligible Illinois households, reducing...

Weatherization
Forgivable loan up to $20,000

IHDA Home Accessibility Program

Provides forgivable loans to Illinois homeowners for accessibility modifications to accommodate persons with disabilitie...

Seniors & Disability
Up to $10,000 grant

IHDA Lead Abatement Program

Provides grants to remove lead-based paint hazards in homes built before 1978 with children under age 6. Priority given ...

Home Repair
Forgivable loan up to $30,000

St. Clair County Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to owner-occupied homes in unincorporated St. Clai...

Home Repair
Up to $2,100 rebate

Ameren Illinois HVAC Rebate Program

Ameren Illinois electric customers can receive rebates for installing high-efficiency HVAC equipment including central a...

Energy
Up to $900 rebate

Ameren Illinois Home Insulation Rebate

Rebates for Ameren Illinois electric customers who add insulation to attics, walls, or crawl spaces. Includes rebates fo...

Weatherization
Up to $200 rebate

Ameren Illinois Smart Thermostat Program

Ameren Illinois customers can receive rebates for purchasing and installing qualifying smart thermostats that optimize h...

Energy
Free home efficiency upgrades

Ameren Illinois Income-Qualified Energy Efficiency Program

Free home energy assessments and efficiency upgrades for income-qualified Ameren Illinois customers. Services include LE...

Energy
Up to $500 rebate

Ameren Illinois Electric Water Heater Rebate

Rebates for Ameren Illinois electric customers who purchase and install qualifying high-efficiency electric water heater...

Energy
Varies by system size

Illinois Shines Solar Incentive Program

Illinois Shines program provides Solar Renewable Energy Credits (SRECs) for residential solar installations. Homeowners ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, im...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their family member's home or their own home to meet ac...

Veterans
Up to $3,000 grant

St. Clair County Senior Home Repair Program

Provides minor home repairs and modifications to low-income seniors age 60 and older in St. Clair County. Focuses on rep...

Seniors & Disability
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including solar panels and ...

Solar/Renewable
Freezes property tax at base year

Illinois Senior Citizens Property Tax Freeze

Illinois Senior Citizens Assessment Freeze Homestead Exemption freezes property tax assessments for eligible seniors age...

Property Tax Relief
Up to $5,000 grant

St. Clair County Sewer Lateral Assistance

CDBG-funded assistance for low-income homeowners in St. Clair County who need to repair or replace failing sewer lateral...

Home Repair
Up to $30,000 in assistance

Illinois Hardest Hit Fund (Disaster Recovery)

Previously provided mortgage payment assistance and principal reduction to Illinois homeowners impacted by economic hard...

Disaster
Up to $25,000 deferred loan

St. Clair County HOME Investment Partnerships

HUD HOME-funded program providing deferred-payment loans for substantial home rehabilitation to low-income homeowners in...

Home Repair
Free kit (approx. $50 value)

Ameren Illinois Free Weatherization Kit

Free weatherization kit for Ameren Illinois customers containing LED bulbs, faucet aerators, outlet gaskets, weather str...

Weatherization
Up to $10,000 grant

St. Clair County ADA Home Modification Program

Provides grants to low-income homeowners in St. Clair County to make ADA-compliant accessibility modifications for house...

Seniors & Disability

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Contractor listings in O'Fallon

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Local help in O'Fallon, IL

Organizations that help O'Fallon homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for O'Fallon, IL?

The directory includes 22 possible-program records associated with O'Fallon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for O'Fallon classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 4 as rebates in O'Fallon. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in O'Fallon?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.