Home Improvement Grants in Chicago.
Browse cataloged grants, rebates, loans, and other assistance records for Chicago, IL. Verify each program's current rules, service area, and status.
The Chicago, IL directory shows 48 cataloged resources. Of those, 40 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 40 records is $126,526, not an estimate of your award. Discovery tags include 12 senior-related records, 7 veteran-related records, and 17 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 34 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 2 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Chicago Home Repair Program
Formerly the Roof and Porch Repair Program, the HRP provides home improvements including roof, porch, flood control, HVA...
Emergency Heating Repair Program
The EHRP provides emergency heating system replacement or repair for owner-occupants of 1-to-4-unit properties during wi...
Lead Safe Chicago / Lead Abatement Assistance
The Chicago Department of Public Health provides funding to eliminate lead hazards from single-family homes and apartmen...
Home Energy Savings Program
In partnership with ComEd, Nicor Gas, Peoples Gas, and North Shore Gas, CBA provides free home energy assessments and di...
Whole Home Electric Program
The Whole Home Electric program helps homeowners replace fossil-fueled appliances and heating/cooling systems with elect...
Cook County Lead Hazard Reduction Grant
The Cook County Department of Public Health provides grants to reduce lead-based paint hazards in homes built before 197...
Cook County CDBG Housing Rehabilitation
Cook County distributes CDBG funding to suburban municipalities and nonprofit organizations for housing rehabilitation. ...
Homeowner Assistance Fund Home Repair (HAFHR)
In partnership with IHDA, Chicagoland Habitat for Humanity provides forgivable loans for essential health and safety hom...
Rebuilding Together Metro Chicago
A national nonprofit affiliate providing free home repairs using volunteer labor for elderly, disabled, and low-income h...
Critical Home Improvement Program (CHIP)
NHS Chicago's CHIP provides up to $15,000 in health and safety home repairs for eligible homeowners in select South Side...
NHS Home Improvement Loans
Neighborhood Lending Services, the nonprofit mortgage lender affiliated with NHS of Chicago, offers affordable home impr...
ComEd Energy Efficiency Rebates
ComEd offers rebates and discounts on ENERGY STAR certified home appliances and high-efficiency heating and cooling syst...
Peoples Gas Home Energy Rebates
Peoples Gas offers instant rebates for weatherization upgrades including air sealing, insulation, and duct sealing when ...
Peoples Gas Weatherization Assistance
Peoples Gas provides free weatherization services for income-eligible customers including insulation, air sealing, and h...
Elevate Healthy Homes for Healthy Families
Elevate's Healthy Homes initiative reduces health hazards like mold and lead paint for free in suburban Cook County whil...
General Homestead Exemption
The General Homestead Exemption reduces the equalized assessed value (EAV) of a primary residence by up to $10,000 in Co...
Senior Citizens Assessment Freeze Homestead Exemption
Seniors 65 and older with total household income under $75,000 (2025) can freeze their property's equalized assessed val...
Senior Citizens Homestead Exemption
Provides a $5,000 reduction in equalized assessed value ($8,000 in Cook County) for homeowners age 65 and older who own ...
Disabled Veterans Homestead Exemption
Veterans with a VA-certified service-connected disability receive an annual reduction in assessed value based on disabil...
VA Specially Adapted Housing (SAH) Grant
The SAH grant helps veterans with certain severe service-connected disabilities build, buy, or modify a home to meet the...
VA Special Housing Adaptation (SHA) Grant
The SHA grant helps veterans with specific service-connected disabilities adapt a home they or a family member already o...
VA Temporary Residence Adaptation (TRA) Grant
The TRA grant helps SAH- or SHA-eligible veterans adapt a family member's home they are temporarily living in. SAH-eligi...
VA Home Improvements and Structural Alterations (HISA)
HISA provides funding for medically necessary home modifications including ramps, roll-in showers, lowered counters, and...
USDA Section 504 Home Repair Loans & Grants
Section 504 provides 1% interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligible...
FHA Title I Home Improvement Loan
FHA-insured loans for home improvements that protect or improve the livability of a property. No equity requirement for ...
FHA 203(k) Rehabilitation Mortgage
The FHA 203(k) loan combines purchase/refinance with renovation costs in a single mortgage. The Limited 203(k) covers up...
Low Income Home Energy Assistance Program (LIHEAP)
LIHEAP helps income-eligible households pay energy bills, with payments ranging from $170 to $2,020 per year depending o...
LIHEAP Furnace Assistance Program
Through LIHEAP, furnace assistance provides repair or replacement if your heating system is not functioning properly. Ap...
Residential Clean Energy Credit (Section 25D)
The Residential Clean Energy Credit provided a 30% tax credit for solar panels, battery storage, geothermal heat pumps, ...
Energy Efficient Home Improvement Credit (Section 25C)
The credit provided 30% of costs up to $1,200 per year for insulation, windows, doors, and efficient HVAC, plus a separa...
Illinois CDBG Housing Rehabilitation Program
The Illinois DCEO administers CDBG funds for housing rehabilitation in low- to moderate-income communities outside of Ch...
CLEAR-Win Lead Hazard Program
The CLEAR-Win (Childhood Lead Exposure Abatement and Remediation for Windows) program provides funding to address lead h...
TIF Neighborhood Improvement Program (TIF-NIP)
The TIF-NIP provides matching grants of up to 50% of project costs (max $25,000) for exterior home improvements in desig...
Returning Veterans Homestead Exemption
A one-time $5,000 reduction in equalized assessed value for veterans returning from active duty in an armed conflict inv...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Illinois Solar for All (ILSFA)
Illinois Solar for All provides income-eligible homeowners, renters, and multifamily residents access to solar energy at...
IHDA Home Repair and Accessibility Program (HRAP)
IHDA allocated $16 million through its Affordable Housing Trust Fund to local governments and nonprofits, who then issue...
Illinois Home Weatherization Assistance Program (IHWAP)
IHWAP provides energy-related weatherization and repairs at no charge to income-eligible Illinois households. Services c...
City of Chicago Small Owner-Occupied Repair Program (SOAR)
Chicago's Small Owner-Occupied Repair (SOAR) Program provides forgivable loans up to $45,000 for emergency and code-requ...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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