Illinois Hardest Hit Fund (Disaster Recovery)
Illinois Housing Development Authority (IHDA)
About This Program
Previously provided mortgage payment assistance and principal reduction to Illinois homeowners impacted by economic hardship or natural disasters. Program is now closed but existing participants may still be receiving benefits.
Historical program - no longer accepting new applications
The cited general URL responded on 2026-09-19; it does not confirm this program or amount.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for O'Fallon, IL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Local lead-service-line replacement assistance varies; contact your water utility
Key Details
- Program closed to new applications
- Previously assisted homeowners with mortgage payments
- Helped prevent foreclosures after disasters or hardship
- Existing participants may still be enrolled
- Contact IHDA for current foreclosure prevention resources
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
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Deadline: Program closed to new applications
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Find More Programs in O'Fallon, IL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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