Home Improvement Grants in Elgin.
Browse cataloged grants, rebates, loans, and other assistance records for Elgin, IL. Verify each program's current rules, service area, and status.
The Elgin, IL directory shows 31 cataloged resources. Of those, 28 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 28 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 14 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 19 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 6 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
City of Elgin Owner-Occupied Rehabilitation Program
Provides major home repairs for owner-occupied households in Elgin with income at or below 80% AMI. Loan is forgiven aft...
City of Elgin Emergency Home Repair Program
Provides emergency grants for urgent health and safety repairs for very low-income homeowners in Elgin. Must pose immedi...
City of Elgin Accessibility Modification Program
Provides grants for accessibility modifications to Elgin homes for elderly or disabled residents. Covers ramps, grab bar...
City of Elgin Sewer Lateral Repair Assistance
Provides cost-share reimbursement for private sewer lateral repairs or replacements in Elgin. City covers up to 50% of e...
Illinois Home Weatherization Assistance Program (WAP)
Federally funded weatherization program administered by the State of Illinois. Provides free energy efficiency improveme...
IHDA Single Family Rehabilitation Program
Low-interest loans for home repairs and improvements to income-eligible Illinois homeowners. Can be combined with first ...
Illinois Lead-Based Paint Hazard Reduction Program
State-funded program to remove lead-based paint hazards in homes built before 1978 where children under 6 reside. Servic...
ComEd Home Energy Assessment
Comprehensive home energy assessment for $25 includes LED bulbs, water-saving devices, and personalized recommendations....
ComEd Appliance Rebates
Rebates for ENERGY STAR certified appliances including refrigerators, freezers, and room air conditioners. Available to ...
ComEd Income-Qualified Weatherization Program
Free comprehensive weatherization services for income-qualified ComEd customers. Includes insulation, air sealing, windo...
Nicor Gas Energy Efficiency Rebates
Rebates for high-efficiency natural gas equipment including furnaces, boilers, water heaters, and insulation. Available ...
Nicor Gas Home Energy Rebate Program
Comprehensive home energy efficiency rebates for insulation, air sealing, windows, and doors. Must complete a pre-approv...
Nicor Gas Income Qualified Program
Free energy efficiency upgrades for income-qualified Nicor Gas customers. Services may include furnace replacement, wate...
Federal Residential Solar Investment Tax Credit (ITC)
Federal tax credit covering 30% of the cost of installing a residential solar photovoltaic system and battery storage. A...
Illinois Shines Solar Incentive Program
Illinois Shines provides upfront incentive payments for residential solar installations through the Adjustable Block Pro...
ComEd Smart Thermostat Rebate
Rebate for purchasing and installing a qualifying smart thermostat. Helps manage energy use and reduce heating and cooli...
USDA Section 504 Home Repair Program
Low-interest loans and grants for very low-income homeowners in eligible rural areas near Elgin to repair, improve, or m...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to purchase, build, or modify a home to meet their disabi...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to modify a home they or a family member own. Covers modi...
Kane County Senior Home Repair Program
Emergency home repair grants for Kane County senior homeowners age 60 and older. Covers urgent health and safety repairs...
Rebuild Illinois Disaster Recovery Program
State disaster recovery assistance activated after major federally declared disasters in Illinois. Provides grants for h...
HOME Investment Partnerships Program
Federally funded HOME program administered by the City of Elgin provides forgivable loans for substantial rehabilitation...
Elgin Water Conservation Rebate Program
Rebates for water-efficient fixtures and appliances including high-efficiency toilets, rain barrels, and smart irrigatio...
Elgin Senior Snow Removal Assistance
Free snow removal service for Elgin residents age 65+ or disabled who live alone or with another qualifying person. City...
Elgin Community Tree Planting Program
Cost-share program for planting parkway trees in Elgin. City provides approved tree species and plants it; resident pays...
ComEd Electric Vehicle Charging Rebate
Rebate for purchasing and installing a Level 2 electric vehicle charging station at your Elgin home. Available to all Co...
Illinois LIHEAP
Helps low-income Illinois households pay heating bills and provides crisis assistance for energy emergencies. Includes t...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Elgin
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