Home Improvement Grants in Niagara Falls.

Browse cataloged grants, rebates, loans, and other assistance records for Niagara Falls, NY. Verify each program's current rules, service area, and status.

The Niagara Falls, NY directory shows 25 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants20Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in services

New York State Weatherization Assistance Program (WAP)

Provides free weatherization improvements to reduce energy costs for income-eligible households in Niagara Falls. Servic...

Weatherization
Forgivable loan up to $30,000

Niagara Falls Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major rehabilitation of owner-occupied homes in Niagara Falls. Addresses code violations...

Home Repair
Up to $10,000 grant

Niagara Falls Emergency Home Repair Program

Provides emergency grants for urgent health and safety repairs to owner-occupied homes in Niagara Falls. Priority given ...

Emergency
Up to $15,000 grant

Niagara Falls Home Accessibility Modification Program

Provides grants for accessibility modifications to enable seniors and people with disabilities to remain safely in their...

Seniors & Disability
Free lead hazard remediation

New York State Lead Poisoning Prevention Program

State-funded program providing free lead hazard evaluation and remediation for homes built before 1978 where children un...

Home Repair
Up to $1,500 rebate

National Grid Smart Solutions HVAC Rebates

National Grid customers in Niagara Falls can receive rebates for energy-efficient heating and cooling equipment, includi...

Energy
Up to $7,500 in incentives

National Grid Home Energy Solutions

Comprehensive home energy assessment and weatherization program for National Grid customers. Includes professional energ...

Weatherization
Up to $1,000 per ton

National Grid Clean Heat Program

Incentives for National Grid customers installing air-source or ground-source heat pumps to replace fossil fuel heating ...

Energy
25% tax credit, up to $5,000

New York State Solar Tax Credit

New York State offers a personal income tax credit equal to 25% of qualified solar equipment expenditures, up to $5,000,...

Solar/Renewable
Up to $6,000 grant

Niagara Falls Sewer Lateral Replacement Grant

Provides grants to income-qualified homeowners for replacement of failing private sewer lateral lines from the home to t...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Very low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rur...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. For veterans ...

Veterans
Up to $50,000 per unit

Niagara Falls HOME Investment Partnerships Program

HUD HOME funds for affordable housing rehabilitation in Niagara Falls. Provides zero-interest deferred loans for substan...

Home Repair
Up to $5,000 grant

Niagara County Senior Home Repair Program

Provides grants for minor home repairs to enable seniors age 60+ to remain safely and independently in their homes. Cove...

Seniors & Disability
Free energy improvements up to $15,000

National Grid Empower+ Income Qualified Program

Comprehensive energy efficiency services at no cost for income-qualified National Grid customers. Includes energy assess...

Energy
Free improvements up to $10,000

NYSERDA EmPower New York

No-cost energy efficiency upgrades for income-eligible New Yorkers including Niagara Falls residents. Provides comprehen...

Energy
Up to $600 rebate

National Grid Water Heater Rebate

Rebates for National Grid customers who install ENERGY STAR qualified gas water heaters or tankless water heaters. Rebat...

Energy
20% tax credit

New York State Historic Homeownership Rehabilitation Credit

New York State income tax credit equal to 20% of qualified rehabilitation expenditures for owner-occupied historic homes...

Historic
Property tax reduction

Niagara County Enhanced STAR Property Tax Exemption

Enhanced School Tax Relief (STAR) exemption for homeowners age 65+ with income below $92,000. Provides savings on the sc...

Property Tax Relief
Varies by project scope

FEMA Flood Mitigation Assistance Program

Provides funding for flood mitigation projects that reduce or eliminate long-term risk of flood damage to structures ins...

Disaster

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Local help in Niagara Falls, NY

Organizations that help Niagara Falls homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Niagara Falls, NY?

The directory includes 25 possible-program records associated with Niagara Falls, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Niagara Falls classified?

Our classifier labels 20 records as grants, 2 as forgivable loans, and 2 as rebates in Niagara Falls. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Niagara Falls?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.