Home Improvement Grants in Morro Bay.
Browse cataloged grants, rebates, loans, and other assistance records for Morro Bay, CA. Verify each program's current rules, service area, and status.
The Morro Bay, CA directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 15 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 5 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Habitat for Humanity SLO County Home Preservation Program
Habitat's Home Preservation Program serves very-low- and low-income owner-occupants across San Luis Obispo County with a...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Morro Bay Owner-Occupied Rehabilitation Program
Provides forgivable loans for major home repairs to owner-occupied households in Morro Bay with income at or below 80% A...
San Luis Obispo County Weatherization Assistance Program
Federally funded weatherization program providing free energy efficiency improvements to income-eligible Morro Bay house...
PG&E Heat Pump Rebate Program
PG&E offers rebates for qualifying electric heat pump installations in Morro Bay. Rebate amounts vary by system type and...
PG&E Solar and Storage Incentive Program
PG&E provides net metering credits for solar installations and rebates for battery storage systems. Income-qualified cus...
USDA Section 504 Home Repair Loan & Grant
USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or ...
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities adapt a home for independent living. Eligible veterans includ...
San Luis Obispo County ADA Home Modification Program
Provides grants to assist low-income homeowners in San Luis Obispo County with accessibility modifications required for ...
San Luis Obispo County Senior Home Repair Program
Provides emergency home repair grants to homeowners age 60 and older in San Luis Obispo County. Covers urgent repairs th...
California Lead Poisoning Prevention Program
California state program providing free lead hazard assessments and abatement services to families with children under 6...
PG&E California Alternate Rates for Energy (CARE)
Provides a monthly discount of approximately 20% on electric and gas bills for income-qualified PG&E customers in Morro ...
PG&E Family Electric Rate Assistance (FERA)
Provides an 18% discount on electric bills for households with three or more people that don't qualify for CARE but have...
Morro Bay Sewer Lateral Repair Assistance
Provides rebates to Morro Bay property owners who repair or replace deteriorating sewer lateral lines. Helps prevent sew...
San Luis Obispo County HOME Investment Partnerships
Federal HOME funds administered by San Luis Obispo County for substantial rehabilitation of owner-occupied homes. Provid...
PG&E Appliance and Water Heater Rebates
PG&E offers rebates for purchasing energy-efficient appliances including heat pump water heaters, smart thermostats, and...
California Residential Mitigation Program (CRMP)
Provides grants to help California homeowners retrofit their homes to better withstand earthquakes. Covers seismic retro...
PG&E EV Charger Rebate Program
PG&E provides rebates for residential electric vehicle (EV) charger installations. Covers Level 2 home charging equipmen...
California Property Tax Postponement Program
California allows seniors age 62+, blind, or disabled homeowners with limited income to defer property tax payments. Sta...
San Luis Obispo County Septic System Repair Loan
Low-interest loan program to help San Luis Obispo County homeowners repair or replace failing septic systems. Protects g...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Morro Bay
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