Home Improvement Grants in Monterey.

Browse cataloged grants, rebates, loans, and other assistance records for Monterey, CA. Verify each program's current rules, service area, and status.

The Monterey, CA directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization upgrades

California Weatherization Assistance Program (WAP)

Federally funded program that provides free energy efficiency upgrades to income-qualified households in Monterey County...

Weatherization
Deferred loan up to $50,000

City of Monterey Owner-Occupied Rehabilitation Program

CDBG-funded program providing deferred loans for major home repairs to low- and moderate-income homeowners in Monterey c...

Home Repair
Grant up to $25,000

Monterey Home Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes in Monterey for seniors and persons with disabil...

Seniors & Disability
Grant up to $10,000

Monterey Sewer Lateral Replacement Grant

Assists low- and moderate-income homeowners with the cost of repairing or replacing damaged sewer laterals from the home...

Home Repair
Rebates up to $6,500

PG&E Energy Upgrade California Program

Offers rebates and incentives for comprehensive home energy upgrades including HVAC, insulation, air sealing, duct seali...

Energy
Rebate up to $3,000

PG&E Heat Pump Water Heater Rebate

Provides rebates for installing ENERGY STAR certified heat pump water heaters in existing homes. Rebate amount varies by...

Energy
Rebate up to $4,000

PG&E HVAC Heat Pump Rebate

Offers rebates for installing high-efficiency central heat pump HVAC systems to replace older gas furnaces or electric r...

Energy
Incentive up to $8,000+

PG&E Self-Generation Incentive Program (SGIP)

Provides incentives for installing battery energy storage systems paired with solar panels. Higher incentives available ...

Solar/Renewable
30% federal tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system, including panels, inverters...

Solar/Renewable
Free lead hazard remediation

California Lead Hazard Reduction Program

State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps eligible veterans with certain service-connected disabilities purchase or modify a home to accommodate their disab...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps eligible veterans with certain service-connected disabilities adapt their residence to meet their needs. Covers mo...

Veterans
Deferred loan up to $35,000

Monterey County HOME Investment Partnership

Federally-funded HOME program providing deferred, zero-interest loans for major home repairs to low-income homeowners in...

Home Repair
Grant up to $15,000

Monterey County Senior Home Repair Program

Provides grants to low-income senior homeowners (age 62+) in Monterey County for critical home repairs including roof re...

Seniors & Disability
Postpone annual property taxes

California Property Tax Postponement Program

State program that allows eligible seniors, blind, or disabled homeowners to defer payment of property taxes on their pr...

Property Tax Relief
Varies by project

Monterey Historic Preservation Incentives

Provides regulatory incentives and technical assistance for owners of designated historic properties in Monterey. Benefi...

Historic
Rebate up to $3,000

California Earthquake Authority Seismic Retrofit Incentives

Provides rebates for qualifying seismic retrofit work on older homes, including foundation bolting and cripple wall brac...

Home Repair
Incentive varies by system size

California Solar on Multifamily Affordable Housing (SOMAH)

Provides financial incentives for installing solar photovoltaic systems on multifamily affordable housing properties in ...

Solar/Renewable
Up to $12,000 in upgrades

California Low-Income Weatherization Program (LIWP)

Cap-and-Trade funded program providing energy efficiency upgrades and solar PV systems to low-income households in disad...

Weatherization

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Local help in Monterey, CA

Organizations that help Monterey homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Monterey, CA?

The directory includes 22 possible-program records associated with Monterey, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Monterey classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 4 as rebates in Monterey. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Monterey?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.