Home Improvement Grants in Middletown.

Browse cataloged grants, rebates, loans, and other assistance records for Middletown, NY. Verify each program's current rules, service area, and status.

The Middletown, NY directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants18Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

New York State Weatherization Assistance Program (WAP)

Provides free energy efficiency improvements to income-eligible households in New York State. Services include insulatio...

Weatherization
Forgivable loan up to $35,000

Middletown CDBG Owner-Occupied Rehabilitation Program

Provides comprehensive home rehabilitation assistance to income-eligible owner-occupants in Middletown. Loan is forgiven...

Home Repair
Free lead hazard removal

Orange County Lead Hazard Control Program

Provides free lead hazard assessment and remediation for Orange County homes built before 1978 with children under age 6...

Home Repair
Up to $3,000 in rebates

Orange & Rockland Energy Efficiency Rebates

Provides rebates for energy-efficient home improvements for Orange & Rockland electric and gas customers. Includes rebat...

Energy
Up to $14,000 in heat pump incentives

NYSERDA Clean Heat Statewide Program

Statewide incentives for installing air-source or ground-source heat pumps to replace fossil fuel heating systems. Incen...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very-low-income rural homeowners for home repairs, improvements, or modernization. Seniors ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Gr...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Assists veterans with certain service-connected disabilities to adapt or purchase a home with special features. Covers a...

Veterans
Up to $15,000 for accessibility modifications

Middletown HOME ADA Accessibility Grant

Provides grants for accessibility modifications to homes occupied by persons with disabilities in Middletown. Covers whe...

Seniors & Disability
Up to $5,000 for minor repairs

Orange County Senior Home Repair Program

Helps senior homeowners age 60 and older in Orange County with minor home repairs that affect safety and independent liv...

Seniors & Disability
Up to $8,000 loan for sewer lateral repair

Middletown Sewer Lateral Repair Assistance

Provides low-interest loans for homeowners in Middletown to repair or replace failing sewer lateral connections from hou...

Home Repair
Varies by system size, approximately $1,000-$5,000

NYSERDA NY-Sun Residential Solar Incentive

Provides incentives for residential solar installations in New York State. Incentive amount varies by system size, locat...

Solar/Renewable
Up to $10,000 for emergency repairs

Middletown Emergency Home Repair Grant

Provides emergency home repair grants for very-low-income owner-occupants in Middletown facing immediate health and safe...

Emergency
Up to $1,000 annual property tax reduction

New York State STAR Property Tax Exemption

Reduces school property taxes for New York homeowners. Basic STAR is available to owner-occupants with incomes under $50...

Property Tax Relief
Up to $750 rebate

Orange & Rockland Heat Pump Water Heater Rebate

Rebate for Orange & Rockland electric customers who install ENERGY STAR certified heat pump water heaters. Heat pump wat...

Energy
Free comprehensive weatherization

Orange County EmPower+ Weatherization

Provides comprehensive, no-cost energy efficiency improvements to income-eligible households in Orange County. Includes ...

Weatherization
Limited 203(k) up to $35,000 repairs

FHA 203(k) Rehabilitation Mortgage

Allows homebuyers and homeowners to finance both the purchase (or refinance) and rehabilitation of a home with a single ...

Home Repair
20% state tax credit on qualified expenses

New York Historic Homeownership Rehabilitation Credit

Provides a 20% state income tax credit for qualified rehabilitation of owner-occupied historic homes in New York State. ...

Historic
Regular benefit up to $750, emergency up to $850

New York Home Energy Assistance Program (HEAP)

Helps low-income New Yorkers pay heating bills and emergency heating costs. Regular HEAP benefit available November thro...

Energy
Up to $10,000 rebate for septic system replacement

Orange County On-Site Wastewater Treatment System Rebate

Provides rebates to Orange County homeowners for replacement of failing septic systems. Priority given to systems near w...

Home Repair

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Local help in Middletown, NY

Organizations that help Middletown homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Middletown, NY?

The directory includes 22 possible-program records associated with Middletown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Middletown classified?

Our classifier labels 18 records as grants, 1 as forgivable loans, and 2 as rebates in Middletown. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Middletown?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.