My Safe Florida Home Program
Florida Division of Emergency Management
About This Program
State program providing free wind inspections and matching grants up to $10,000 for hurricane mitigation improvements. When active, covers roof upgrades, impact-resistant windows and doors, and structural reinforcements.
50% state match on approved hurricane mitigation improvements
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Merritt Island, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Free home wind inspection (when active)
- Up to $10,000 matching grant for improvements
- Covers roof, windows, doors, structural upgrades
- Must be built before 2002 in Florida
- Program currently suspended
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Merritt Island.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Florida's My Safe Florida Home program gives homeowners a free wind mitigation inspection and then a matching grant to harden a single-family home against hurricanes. The grant matches 2 dollars for every 1 dollar you spend, up to 10,000 dollars, for improvements like roof upgrades, impact-resistant windows and doors, and reinforced openings. The Florida Department of Financial Services runs it through an online participant portal.
Steps to apply
- Create an account in the My Safe Florida Home participant portal and apply for a free wind mitigation inspection.
- Have the free state inspection done; it identifies the improvements that would reduce wind damage.
- Apply for the matching grant through the portal once you have your inspection report.
- Have a qualified contractor do the approved work, then submit documentation to receive the matching funds.
Documents you will likely need
- Proof of a homestead exemption on the property.
- Proof the home is insured for less than 500,000 dollars.
- Documentation that the home is in the wind-borne debris region and was permitted before January 1, 2008.
- Your wind mitigation inspection report and contractor documentation for the work.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Program currently suspended; check for reactivation
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Find More Programs in Merritt Island, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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