Home Improvement Grants in Merced.

Browse cataloged grants, rebates, loans, and other assistance records for Merced, CA. Verify each program's current rules, service area, and status.

The Merced, CA directory shows 24 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

Free weatherization services for income-qualified households in Merced County. Includes energy audits, attic and wall in...

Weatherization
Free energy efficiency upgrades

PG&E Energy Savings Assistance Program

Free energy-saving home improvements for income-qualified PG&E customers in Merced. Includes attic insulation, weatherst...

Energy
Up to $3,500 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for PG&E residential customers who install qualifying electric heat pump water heaters. Higher rebates available ...

Energy
Free smart thermostats and home upgrades

PG&E Tech Solutions Program

Free smart thermostats and energy-efficient technologies for qualifying low-income PG&E customers in Merced. Includes in...

Energy
Performance-based incentives

California Solar Initiative (CSI) - Merced

Solar photovoltaic incentive program for PG&E customers installing rooftop solar systems. Incentives are performance-bas...

Solar/Renewable
Up to $30,000 deferred loan

Merced County Owner-Occupied Rehabilitation Program

Provides deferred loans for major home repairs to income-qualified homeowners in unincorporated Merced County. Covers he...

Home Repair
Up to $15,000 grant

Merced ADA Accessibility Modification Grant

Grants for accessibility modifications to owner-occupied homes in Merced city limits for seniors or persons with disabil...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing loans and grants to very-low-income rural homeowners in eligible areas of Merced County to repair...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to accommodate their disability. Covers modifica...

Veterans
Free lead hazard assessment and remediation

California Lead Hazard Reduction Program

Free lead hazard assessment and remediation for qualifying homes built before 1978 in Merced County with children under ...

Home Repair
Up to $35,000 deferred loan

Merced County HOME Rehabilitation Program

HOME Investment Partnerships Program providing deferred loans for substantial rehabilitation of owner-occupied homes in ...

Home Repair
Up to $5,000 grant

Merced Senior Home Repair Grant

Emergency repair grants for senior homeowners age 62 and older in Merced city limits. Addresses urgent health and safety...

Seniors & Disability
Loans up to $10,000

Merced Sewer Lateral Repair Loan Program

Low-interest loan program to help Merced homeowners repair or replace private sewer laterals. Repayment is added to the ...

Home Repair
Varies by disaster declaration

California Disaster Home Repair Grant

State disaster recovery assistance for uninsured or underinsured losses from declared disasters in Merced County. Provid...

Disaster
Up to $500 rebate

PG&E Energy Efficient Air Conditioner Rebate

Rebate for PG&E customers in Merced who purchase and install qualifying energy-efficient central air conditioning system...

Energy
Up to $400 rebate

PG&E Pool Pump Energy Efficiency Rebate

Rebate for PG&E residential customers who replace standard pool pumps with energy-efficient variable-speed models. Can r...

Energy
Up to $120 rebate

PG&E Smart Thermostat Rebate

Instant rebate on qualifying smart thermostats purchased through participating retailers. Smart thermostats learn your s...

Energy
Up to $500 rebate

PG&E Electric Heat Pump Clothes Dryer Rebate

Rebate for PG&E customers who purchase and install ENERGY STAR certified heat pump clothes dryers. These dryers use up t...

Energy
Up to $80,000 assistance

California Mortgage Relief Program

Provides mortgage payment assistance to eligible California homeowners facing financial hardship. Covers past-due mortga...

Home Repair

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Local help in Merced, CA

Organizations that help Merced homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Merced, CA?

The directory includes 21 possible-program records associated with Merced, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Merced classified?

Our classifier labels 13 records as grants, 2 as forgivable loans, and 5 as rebates in Merced. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Merced?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.