Home Improvement Grants in Louisville.
Browse cataloged grants, rebates, loans, and other assistance records for Louisville, KY. Verify each program's current rules, service area, and status.
The Louisville, KY directory shows 44 cataloged resources. Of those, 38 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 38 records is $126,526, not an estimate of your award. Discovery tags include 15 senior-related records, 6 veteran-related records, and 16 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 32 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 1 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Louisville Metro CDBG Home Repair
CDBG-funded program helping hundreds of income-qualifying Louisville homeowners make critical repairs to owner-occupied ...
Lead-Safe Louisville
HUD-funded program to eliminate lead hazards in owner-occupied and rental units, especially homes with children under si...
LMHA Home Preservation Program
Supports homeowners in Russell, Phoenix Hill, Park Duvall, and Smoketown neighborhoods experiencing financial strain fro...
Louisville Landbank Development Program
Acquires, manages, and sells distressed properties and vacant parcels to responsible developers. Programs include Last L...
Louisville Landbank Side Yard & Lot Programs
My New Side Yard program sells vacant lots up to 4,000 sq ft for $1 to adjacent homeowners. Lot On My Block program offe...
LAHTF REVERT Redlining Mitigation Program
REVERT (Restoring Each Viable Economically Redlined Territory) provides up to $50,000 in forgivable funds for families t...
LAHTF Emergency Home Repair Grants
LAHTF provides grants and loans for affordable housing activities including emergency repair, rehabilitation, and forecl...
Louisville Metro Housing Weatherization
Louisville Metro Government program installing weatherization materials for low-income Louisville Metro residents. Works...
Habitat for Humanity Metro Louisville Home Repair
Provides critical home repairs for low-income homeowners at or below 60% AMI in Jefferson County and surrounding areas. ...
New Directions Housing Repair Affair
Repair Affair leverages volunteer service to provide home repair services to low-income elderly and disabled homeowners....
Louisville Urban League Housing Counseling
The Center for Housing & Financial Empowerment offers HUD-certified housing counseling including homebuyer education, bu...
River City Housing Shared Equity Homeownership
Since 1992, River City Housing has rehabbed over 230 houses throughout Louisville for low-income first-time homebuyers. ...
Project WARM Weatherization
Free weatherization and energy conservation services for low-income households, seniors, disabled, and veterans in Jeffe...
Brightside Louisville Community Beautification
Public-private partnership dedicated to greening and beautifying Louisville neighborhoods. Organizes volunteer cleanups,...
LG&E Residential Energy Rebates
Cash rebates for LG&E residential customers who purchase and install qualified ENERGY STAR-certified equipment including...
LG&E WeCare Weatherization Program
WeCare (Weatherization, Conservation, Advice, and Recycling Energy) provides free weatherization services for income-eli...
LG&E Online Home Energy Audit & Kit
Free online home energy assessment for LG&E Kentucky residential customers. Complete the audit to uncover energy-saving ...
KHC HOME Investment Home Repair
Uses federal HOME funds for homeowner rehabilitation to bring a primary residence up to current building code, or demoli...
KHC Down Payment Assistance Program
Second mortgage providing up to $12,500 toward down payment and closing costs for Kentucky homebuyers. Available in $100...
Kentucky Welcome Home Grant
Grants up to $20,000 (or $25,000 for military) with no monthly payment for Kentucky homebuyers. The 2025 program closed ...
Kentucky Weatherization Assistance Program
DOE-funded program improving energy efficiency and safety in low-income homes. Income eligibility at 200% of Federal Pov...
Kentucky Homestead Exemption
Homeowners age 65+ or classified as totally disabled receive a $49,100 reduction in assessed home value for 2025-2026, l...
Strengthen Kentucky Homes (SKH)
Launched in early 2026, this program offers grants up to $10,000 for qualified Kentucky homeowners to upgrade roofs to w...
USDA Section 504 Home Repair Loans & Grants
Loans up to $40,000 at 1% interest over 20 years for very-low-income homeowners to repair and modernize homes. Grants up...
FHA 203(k) Rehabilitation Loan
Wraps home purchase or refinance with renovation costs into a single FHA-insured mortgage. Limited 203(k) covers up to $...
FHA Title I Home Improvement Loan
FHA-insured fixed-rate loan up to $25,000 for single-family home improvements. Loans under $7,500 are unsecured. No equi...
VA Specially Adapted Housing (SAH) Grant
Grants for veterans and service members with qualifying service-connected disabilities to buy, build, or modify a home f...
VA Special Home Adaptation (SHA) Grant
Grants for veterans with specific service-connected disabilities (such as blindness or loss of hands) to adapt an existi...
VA Home Improvements & Structural Alterations (HISA)
Grants for medically necessary home improvements for veterans. Up to $6,800 lifetime for service-connected conditions or...
LIHEAP Energy Assistance
Federal program providing heating assistance ($134-$250 per season), cooling assistance ($15-$250), and crisis benefits ...
Residential Clean Energy Credit (25D)
30% tax credit for solar panels, wind turbines, geothermal heat pumps, and battery storage installed through December 31...
Energy Efficient Home Improvement Credit (25C)
30% tax credit up to $3,200/year for energy-efficient home improvements including heat pumps ($2,000 sub-limit), insulat...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
Rebuilding Together Safe at Home
Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
KHC Affordable Housing Trust Fund (AHTF) Home Repair Program
Kentucky Housing Corporation's Affordable Housing Trust Fund Home Repair Program awards grants of up to $25,000 to local...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Louisville
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