KHC Down Payment Assistance Program

Kentucky Housing Corporation

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Availability
Available
Listed amount
Up to $12,500
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About This Program

The Grant Map catalogs KHC Down Payment Assistance Program in its Louisville, KY research directory. Directory placement does not confirm current service coverage or eligibility; verify both with the program administrator.

Second mortgage providing up to $12,500 toward down payment and closing costs for Kentucky homebuyers. Available in $100 increments at 4.75% fixed rate over 15 years. No liquid asset review required and no cap on borrower reserves.

Repayable second mortgage at 4.75% over 15 years; available through KHC-approved lenders

The cited program-specific URL responded on 2026-09-20; confirm current terms.

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for Louisville, KY, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • Up to $12,500 for down payment and closing costs
  • 15-year repayable second mortgage at 4.75% fixed rate
  • Available to first-time and repeat buyers statewide
  • No liquid asset review or cap on borrower reserves
  • Apply through any KHC-approved lender

How to Apply

Confirm the current application route with the administrator. Verified official forms and steps appear below when available.

Prepare your application

Review the likely documents and download a blank preparation checklist. The blank PDF does not include saved personal details.

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download blank checklist (PDF)

Already sent us your project details? Sign in to download a preparation sheet with those details. For supported VA programs, you can also get a partially completed official form.

Open my application tools

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Review contractor options Track this program

Program phone: 502-564-7630

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Louisville.

Get matched with a contractor

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Deadline: Ongoing through KHC-approved lenders

Questions about this program?

Email us at no charge. Replies may be automated and are for information only. For a decision on your application, contact the program administrator.

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Frequently asked questions

What amount is listed for KHC Down Payment Assistance Program in Louisville, KY?

The Grant Map record states: Up to $12,500. Confirm the current amount and eligible costs with the administrator.

How do I apply for KHC Down Payment Assistance Program in Louisville, KY?

Confirm the application route directly with Kentucky Housing Corporation; use the cited source on this page as a starting point or call 502-564-7630. Confirm any fee or cost with the administrator.

Need a Contractor for This Project?

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Find More Programs in Louisville, KY

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

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